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Get Cheap Car Insurance in Wallingford, PA
We monitor insurance prices, helping the average driver in Wallingford save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Wallingford
The chart below shows the cheapest car insurance company in Wallingford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Wallingford Insurer | Monthly Cost |
|---|---|
| Kemper | $54 |
| Metromile | $54 |
| Travelers | $54 |
| State Farm | $57 |
Savings for Every Kind of Wallingford Driver
Based on our extensive insurance data, we know the average Wallingford driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $407 per year by choosing the right vehicle insurance company. Some Wallingford residents are paying out over $1,451 extra every year for auto insurance in Wallingford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wallingford, PA Savings / Yr. |
|---|---|
$407 |
|
$720 |
|
$550 |
|
$656 |
|
$1,680 |
|
$291 |
|
$520 |
Wallingford Car Insurance vs. Pennsylvania
People living in Wallingford pay an average of 1.72% more than the typical driver in the state. The average driver in Wallingford can expect to pay about $899 per year, or $1,451 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Wallingford for most people.
Car Insurance Prices by Wallingford Neighborhood
Insurance Prices
Where is insurance cheapest within Wallingford?
The map shows insurance prices in and around Wallingford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $1,572 to a low of $1,401. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Wallingford.Pick the Best Car Insurance Company for You in Wallingford
The best car insurance provider for most drivers in Wallingford
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $407 over the average Wallingford car insurance company.
The best car insurance provider for Wallingford drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $720 over the competition.
The best car insurance company for Wallingford drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $550 better than other car insurance companies.
The best auto insurance for Wallingford drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $656 less each year.
The least expensive car insurance company for new and young drivers in Wallingford
In Wallingford, Travelers costs young drivers $1,680 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wallingford
State Farm gave the largest car insurance discounts to married couples, averaging $291 saved each year compared to an average Wallingford couple's premiums.
The cheapest car insurance in Wallingford for drivers with bad credit
The best Wallingford car insurance company for customer service
Nationwide was the best company for customer service in Wallingford according to the NAIC.
Recent price drops
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The cheapest large national provider in Wallingford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wallingford driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wallingford, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Wallingford
What Influences the Cost of Car Insurance in Wallingford?
On average, car insurance in Wallingford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wallingford is 37 minutes, which is a little more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wallingford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Wallingford is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wallingford is $75 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rose Valley: Insurance costs 0.96% less
- Swarthmore: Insurance costs 2.34% less
- Parkside: Insurance costs 0.41% less
- Woodlyn: Insurance costs 1.45% less
- Brookhaven: Insurance costs 2.89% more
- Upland: Insurance costs 6.34% more
- Crum Lynne: Insurance costs 5.65% more
- Folsom: Insurance costs 1.86% less
- Rutledge: Insurance costs 0.28% more
- Chester: Insurance costs 12.13% more
Cities with Similar Populations
- Waynesburg: Insurance costs 4.20% less
- Corryton: Insurance costs 5.17% less
- Cotati: Insurance costs 38.59% more
- Cottage Grove: Insurance costs 23.50% less
- Cottonwood: Insurance costs 21.57% more
- Cranbury: Insurance costs 25.84% more
- Crestwood: Insurance costs 10.06% more
- Damascus: Insurance costs 12.34% more
- Del Mar: Insurance costs 36.18% more
- Derby: Insurance costs 44.80% more