Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Waynesburg, PA
We monitor insurance prices, helping the average driver in Waynesburg save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Waynesburg
The chart below shows the cheapest car insurance company in Waynesburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Waynesburg Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Waynesburg Driver
Based on our extensive insurance data, we know the average Waynesburg driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Waynesburg residents are paying out over $1,390 extra every year for auto insurance in Waynesburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waynesburg, PA Savings / Yr. |
|---|---|
$390 |
|
$690 |
|
$527 |
|
$629 |
|
$1,610 |
|
$279 |
|
$498 |
Waynesburg Car Insurance vs. Pennsylvania
People living in Waynesburg pay an average of 2.56% less than the typical driver in the state. The average driver in Waynesburg can expect to pay about $861 per year, or $1,390 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Waynesburg for most people.
Car Insurance Prices by Waynesburg Neighborhood
Insurance Prices
Where is insurance cheapest within Waynesburg?
The map shows insurance prices in and around Waynesburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,441 to a low of $1,322. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Waynesburg.Pick the Best Car Insurance Company for You in Waynesburg
The best car insurance provider for most drivers in Waynesburg
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $390 over the average Waynesburg car insurance company.
The best car insurance provider for Waynesburg drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $690 over the competition.
The best car insurance company for Waynesburg drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Waynesburg drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $629 less each year.
The least expensive car insurance company for new and young drivers in Waynesburg
In Waynesburg, Travelers costs young drivers $1,610 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waynesburg
State Farm gave the largest car insurance discounts to married couples, averaging $279 saved each year compared to an average Waynesburg couple's premiums.
The cheapest car insurance in Waynesburg for drivers with bad credit
The best Waynesburg car insurance company for customer service
Nationwide was the best company for customer service in Waynesburg according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Waynesburg, which was better than other insurers.
The cheapest large national provider in Waynesburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waynesburg driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waynesburg, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Waynesburg
What Influences the Cost of Car Insurance in Waynesburg?
On average, car insurance in Waynesburg is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waynesburg is 30 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waynesburg are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Waynesburg is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waynesburg is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Waynesburg: Insurance costs 0.43% more
- Lippincott: Insurance costs 0.86% more
- East View: Insurance costs 0.29% more
- Ruff Creek: Insurance costs 0.14% less
- Jefferson: Insurance costs 1.01% more
- Oak Forest: Insurance costs 1.29% less
- Mather: Insurance costs 0.58% less
- Sycamore: Insurance costs 0.07% more
- Fordyce: Insurance costs 0.65% more
- Rogersville: Insurance costs 0.72% less
Cities with Similar Populations
- Bishop: Insurance costs 35.40% more
- Burr Ridge: Insurance costs 14.89% more
- Bridge City: Insurance costs 24.03% more
- Brandon: Insurance costs 7.41% more
- Yorktown: Insurance costs 16.69% less
- Bonne Terre: Insurance costs 32.52% more
- Bonifay: Insurance costs 68.20% more
- Bluff City: Insurance costs 5.11% less
- Blanchard: Insurance costs 25.68% more
- Blair: Insurance costs 0.50% more