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Get Cheap Car Insurance in Waverly, MN
We monitor insurance prices, helping the average driver in Waverly save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Waverly
The chart below shows the cheapest car insurance company in Waverly for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Waverly Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Waverly Driver
Based on our extensive insurance data, we know the average Waverly driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $447 per year by choosing the right vehicle insurance company. Some Waverly residents are paying out over $1,664 extra every year for auto insurance in Waverly. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waverly, MN Savings / Yr. |
|---|---|
$447 |
|
$564 |
|
$363 |
|
$736 |
|
$1,263 |
|
$374 |
|
$983 |
Waverly Car Insurance vs. Minnesota
People living in Waverly pay an average of 3.59% more than the typical driver in the state. The average driver in Waverly can expect to pay about $861 per year, or $1,664 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Waverly for most people.
Car Insurance Prices by Waverly Neighborhood
Insurance Prices
Where is insurance cheapest within Waverly?
The map shows insurance prices in and around Waverly, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,677 to a low of $1,613. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Waverly.Pick the Best Car Insurance Company for You in Waverly
The best car insurance provider for most drivers in Waverly
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $447 over the average Waverly car insurance company.
The best car insurance provider for Waverly drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.
The best car insurance company for Waverly drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $363 better than other car insurance companies.
The best auto insurance for Waverly drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $736 less each year.
The least expensive car insurance company for new and young drivers in Waverly
In Waverly, State Farm costs young drivers $1,263 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waverly
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Waverly couple's premiums.
The cheapest car insurance in Waverly for drivers with bad credit
The best Waverly car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waverly
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Waverly driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waverly, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Waverly
What Influences the Cost of Car Insurance in Waverly?
On average, car insurance in Waverly is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waverly is 43 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waverly are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Waverly is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Waverly is $72 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montrose: Insurance costs 0.18% more
- Howard Lake: Insurance costs 1.80% less
- Rassat: Insurance costs 0.48% less
- Winsted: Insurance costs 4.03% less
- Delano: Insurance costs 3.06% less
- Watertown: Insurance costs 2.76% less
- Buffalo: Insurance costs 0.36% less
- Cokato: Insurance costs 2.40% less
- Rockford: Insurance costs 0.96% less
- West Albion: Insurance costs 2.46% less
Cities with Similar Populations
- Afton: Insurance costs 2.40% less
- Hampton Falls: Insurance costs 28.67% less
- Grundy Center: Insurance costs 26.50% less
- Gray Summit: Insurance costs 10.58% more
- Five Points: Insurance costs 7.81% less
- Fairview: Insurance costs 0.42% more
- Columbia: Insurance costs 79.09% more
- Columbia City: Insurance costs 2.88% less
- Clayton: Insurance costs 26.20% more
- Buffalo: Insurance costs 3.85% less