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Get Cheap Car Insurance in Waverly, VA
We monitor insurance prices, helping the average driver in Waverly save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Waverly
The chart below shows the cheapest car insurance company in Waverly for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Waverly Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $52 |
| Farm Bureau | $54 |
| Safeco Insurance | $58 |
Savings for Every Kind of Waverly Driver
Based on our extensive insurance data, we know the average Waverly driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $477 per year by choosing the right vehicle insurance company. Some Waverly residents are paying out over $1,264 extra every year for auto insurance in Waverly. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waverly, VA Savings / Yr. |
|---|---|
$477 |
|
$814 |
|
$696 |
|
$680 |
|
$1,113 |
|
$255 |
|
$459 |
Waverly Car Insurance vs. Virginia
People living in Waverly pay an average of 4.04% more than the typical driver in the state. The average driver in Waverly can expect to pay about $875 per year, or $1,264 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Waverly for most people.
Car Insurance Prices by Waverly Neighborhood
Insurance Prices
Where is insurance cheapest within Waverly?
The map shows insurance prices in and around Waverly, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,316 to a low of $1,216. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Waverly.Pick the Best Car Insurance Company for You in Waverly
The best car insurance provider for most drivers in Waverly
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $477 over the average Waverly car insurance company.
The best car insurance provider for Waverly drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $814 over the competition.
The best car insurance company for Waverly drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $696 better than other car insurance companies.
The best auto insurance for Waverly drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $680 less each year.
The least expensive car insurance company for new and young drivers in Waverly
In Waverly, Erie Insurance costs young drivers $1,113 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waverly
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Waverly couple's premiums.
The cheapest car insurance in Waverly for drivers with bad credit
The best Waverly car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waverly
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Waverly driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waverly, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Waverly
What Influences the Cost of Car Insurance in Waverly?
On average, car insurance in Waverly is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waverly is 45 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waverly are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Waverly is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waverly is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Homeville: Insurance costs 0.32% less
- Newville: Insurance costs 2.77% less
- Disputanta: Insurance costs 2.61% less
- Wakefield: Insurance costs 3.56% less
- Spring Grove: Insurance costs 1.98% less
- Dendron: Insurance costs 1.11% less
- Sussex: Insurance costs 2.93% less
- New Bohemia: Insurance costs 3.01% less
- Reams: Insurance costs 3.72% less
- Moorings: Insurance costs 1.19% less
Cities with Similar Populations
- Quitman: Insurance costs 29.27% more
- Fairbury: Insurance costs 8.07% more
- Fischer: Insurance costs 28.72% more
- Florence: Insurance costs 26.58% more
- Florida: Insurance costs 85.36% more
- Flower Hill: Insurance costs 121.04% more
- Foresthill: Insurance costs 54.35% more
- Forks: Insurance costs 5.93% more
- Fort Defiance: Insurance costs 41.14% more
- Grafton: Insurance costs 8.78% more