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Get Cheap Car Insurance in West Memphis, AR
We monitor insurance prices, helping the average driver in West Memphis save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in West Memphis
The chart below shows the cheapest car insurance company in West Memphis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| West Memphis Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $59 |
| Farm Bureau | $61 |
| Geico | $62 |
| Jupiter | $64 |
Savings for Every Kind of West Memphis Driver
Based on our extensive insurance data, we know the average West Memphis driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some West Memphis residents are paying out over $1,818 extra every year for auto insurance in West Memphis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Memphis, AR Savings / Yr. |
|---|---|
$360 |
|
$637 |
|
$513 |
|
$789 |
|
$2,040 |
|
$362 |
|
$506 |
West Memphis Car Insurance vs. Arkansas
People living in West Memphis pay an average of 7.99% more than the typical driver in the state. The average driver in West Memphis can expect to pay about $984 per year, or $1,818 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in West Memphis for most people.
Car Insurance Prices by West Memphis Neighborhood
Insurance Prices
Where is insurance cheapest within West Memphis?
The map shows insurance prices in and around West Memphis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $439 per year within the city boundaries, with insurance premiums ranging from a high of $2,108 to a low of $1,669. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of West Memphis.Pick the Best Car Insurance Company for You in West Memphis
The best car insurance provider for most drivers in West Memphis
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $360 over the average West Memphis car insurance company.
The best car insurance provider for West Memphis drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $637 over the competition.
The best car insurance company for West Memphis drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for West Memphis drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $789 less each year.
The least expensive car insurance company for new and young drivers in West Memphis
In West Memphis, Farm Bureau costs young drivers $2,040 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Memphis
Farm Bureau gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average West Memphis couple's premiums.
The cheapest car insurance in West Memphis for drivers with bad credit
The best West Memphis car insurance company for customer service
Nationwide was the best company for customer service in West Memphis according to the NAIC.
Recent price drops
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The cheapest large national provider in West Memphis
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Memphis driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Memphis, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around West Memphis
What Influences the Cost of Car Insurance in West Memphis?
On average, car insurance in West Memphis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Memphis are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- West Memphis is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Memphis is $82 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marion: Insurance costs 2.48% less
- Sunset: Insurance costs 4.46% less
- Gammon: Insurance costs 5.56% less
- Proctor: Insurance costs 1.82% less
- Edmondson: Insurance costs 3.80% less
- Midway Corner: Insurance costs 0.22% less
- Julius: Insurance costs 5.72% less
- Vincent: Insurance costs 5.06% less
- Jericho: Insurance costs 5.01% less
- Clarkedale: Insurance costs 5.06% less
Cities with Similar Populations
- Cliffside Park: Insurance costs 32.23% more
- Washington: Insurance costs 22.94% less
- Wahiawa: Insurance costs 20.74% less
- Vincennes: Insurance costs 34.71% less
- Vienna: Insurance costs 29.10% less
- Vidor: Insurance costs 6.55% less
- Versailles: Insurance costs 11.11% more
- Vero Beach South: Insurance costs 33.94% more
- Coos Bay: Insurance costs 21.40% less
- Columbine: Insurance costs 11.17% more