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Get Cheap Car Insurance in Wild Horse, CO
We monitor insurance prices, helping the average driver in Wild Horse save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Wild Horse
The chart below shows the cheapest car insurance company in Wild Horse for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Wild Horse Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $82 |
Savings for Every Kind of Wild Horse Driver
Based on our extensive insurance data, we know the average Wild Horse driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Wild Horse residents are paying out over $1,937 extra every year for auto insurance in Wild Horse. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wild Horse, CO Savings / Yr. |
|---|---|
$415 |
|
$740 |
|
$596 |
|
$637 |
|
$1,884 |
|
$499 |
|
$731 |
Wild Horse Car Insurance vs. Colorado
People living in Wild Horse pay an average of 2.51% more than the typical driver in the state. The average driver in Wild Horse can expect to pay about $1,132 per year, or $1,937 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Wild Horse for most people.
Car Insurance Prices by Wild Horse Neighborhood
Insurance Prices
Where is insurance cheapest within Wild Horse?
The map shows insurance prices in and around Wild Horse, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,939 to a low of $1,913. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Wild Horse.Pick the Best Car Insurance Company for You in Wild Horse
The best car insurance provider for most drivers in Wild Horse
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $415 over the average Wild Horse car insurance company.
The best car insurance provider for Wild Horse drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for Wild Horse drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $596 better than other car insurance companies.
The best auto insurance for Wild Horse drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $637 less each year.
The least expensive car insurance company for new and young drivers in Wild Horse
In Wild Horse, State Farm costs young drivers $1,884 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wild Horse
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average Wild Horse couple's premiums.
The cheapest car insurance in Wild Horse for drivers with bad credit
The best Wild Horse car insurance company for customer service
Nationwide was the best company for customer service in Wild Horse according to the NAIC.
Recent price drops
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The cheapest large national provider in Wild Horse
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wild Horse driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wild Horse, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Wild Horse
What Influences the Cost of Car Insurance in Wild Horse?
On average, car insurance in Wild Horse is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wild Horse are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Wild Horse is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wild Horse is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kit Carson: Insurance costs 0.10% more
- Boyero: Insurance costs 1.08% less
- Haswell: Insurance costs 0.10% less
- Eads: Insurance costs 0.52% more
- Karval: Insurance costs 1.24% less
- Arlington: Insurance costs 0.21% more
- Hugo: Insurance costs 0.21% less
- Flagler: Insurance costs 0.10% more
- Seibert: Insurance costs 0.10% more
- Cheyenne Wells: Insurance costs 0.10% less
Cities with Similar Populations
- Eckman: Insurance costs 23.03% less
- Urbana: Insurance costs 30.87% less
- Emison: Insurance costs 40.94% less
- Elizabeth: Insurance costs 14.25% less
- Elba: Insurance costs 24.37% less
- Ela: Insurance costs 37.64% less
- El Cerro: Insurance costs 18.38% less
- Egypt Mills: Insurance costs 17.97% less
- Egremont: Insurance costs 9.86% less
- Edsel: Insurance costs 17.45% more