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Get Cheap Car Insurance in Wildwood Crest, NJ
We monitor insurance prices, helping the average driver in Wildwood Crest save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Wildwood Crest
The chart below shows the cheapest car insurance company in Wildwood Crest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Wildwood Crest Insurer | Monthly Cost |
|---|---|
| State Farm | $56 |
| Geico | $59 |
| Plymouth Rock Assurance | $72 |
| NJM | $85 |
Savings for Every Kind of Wildwood Crest Driver
Based on our extensive insurance data, we know the average Wildwood Crest driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Wildwood Crest residents are paying out over $1,698 extra every year for auto insurance in Wildwood Crest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wildwood Crest, NJ Savings / Yr. |
|---|---|
$445 |
|
$826 |
|
$634 |
|
$547 |
|
$2,197 |
|
$428 |
|
$666 |
Wildwood Crest Car Insurance vs. New Jersey
People living in Wildwood Crest pay an average of 6.47% less than the typical driver in the state. The average driver in Wildwood Crest can expect to pay about $1,013 per year, or $1,698 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Wildwood Crest for most people.
Car Insurance Prices by Wildwood Crest Neighborhood
Insurance Prices
Where is insurance cheapest within Wildwood Crest?
The map shows insurance prices in and around Wildwood Crest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,719 to a low of $1,680. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Wildwood Crest.Pick the Best Car Insurance Company for You in Wildwood Crest
The best car insurance provider for most drivers in Wildwood Crest
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $445 over the average Wildwood Crest car insurance company.
The best car insurance provider for Wildwood Crest drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $826 over the competition.
The best car insurance company for Wildwood Crest drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $634 better than other car insurance companies.
The best auto insurance for Wildwood Crest drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $547 less each year.
The least expensive car insurance company for new and young drivers in Wildwood Crest
In Wildwood Crest, Geico costs young drivers $2,197 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wildwood Crest
Geico gave the largest car insurance discounts to married couples, averaging $428 saved each year compared to an average Wildwood Crest couple's premiums.
The cheapest car insurance in Wildwood Crest for drivers with bad credit
The best Wildwood Crest car insurance company for customer service
Nationwide was the best company for customer service in Wildwood Crest according to the NAIC.
Recent price drops
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The cheapest large national provider in Wildwood Crest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wildwood Crest driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wildwood Crest, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Wildwood Crest
What Influences the Cost of Car Insurance in Wildwood Crest?
On average, car insurance in Wildwood Crest is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wildwood Crest is 27 minutes, which is far less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wildwood Crest are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Wildwood Crest has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wildwood Crest is $84 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wildwood: Insurance costs 2.41% more
- West Wildwood: Insurance costs 0.71% less
- Wildwood Gables: Insurance costs 3.77% more
- North Wildwood: Insurance costs 1.94% more
- Cold Spring: Insurance costs 1.18% less
- Rio Grande: Insurance costs 4.42% more
- Cape May: Insurance costs 0.59% less
- West Cape May: Insurance costs 2.59% less
- North Cape May: Insurance costs 1.30% more
- Villas: Insurance costs 0.47% less
Cities with Similar Populations
- Red Lodge: Insurance costs 4.12% less
- Haskell: Insurance costs 0.71% more
- Hazel Green: Insurance costs 34.39% less
- Ash Grove: Insurance costs 3.95% more
- Jay: Insurance costs 40.58% more
- Lapel: Insurance costs 29.03% less
- Madawaska: Insurance costs 45.23% less
- Mattapoisett: Insurance costs 9.31% less
- Moss Beach: Insurance costs 14.96% more
- Pitcairn: Insurance costs 14.02% less