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Get Cheap Car Insurance in Wilmot, NH
We monitor insurance prices, helping the average driver in Wilmot save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Wilmot
The chart below shows the cheapest car insurance company in Wilmot for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Wilmot Insurer | Monthly Cost |
|---|---|
| Kemper | $40 |
| State Farm | $41 |
| Geico | $42 |
| Midvale Home & Auto | $45 |
Savings for Every Kind of Wilmot Driver
Based on our extensive insurance data, we know the average Wilmot driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Wilmot residents are paying out over $1,199 extra every year for auto insurance in Wilmot. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilmot, NH Savings / Yr. |
|---|---|
$347 |
|
$502 |
|
$426 |
|
$608 |
|
$1,363 |
|
$352 |
|
$657 |
Wilmot Car Insurance vs. New Hampshire
People living in Wilmot pay an average of 0.85% less than the typical driver in the state. The average driver in Wilmot can expect to pay about $718 per year, or $1,199 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Wilmot for most people.
Car Insurance Prices by Wilmot Neighborhood
Insurance Prices
Where is insurance cheapest within Wilmot?
The map shows insurance prices in and around Wilmot, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $1,206 to a low of $1,199. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Wilmot.Pick the Best Car Insurance Company for You in Wilmot
The best car insurance provider for most drivers in Wilmot
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $347 over the average Wilmot car insurance company.
The best car insurance provider for Wilmot drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.
The best car insurance company for Wilmot drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for Wilmot drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $608 less each year.
The least expensive car insurance company for new and young drivers in Wilmot
In Wilmot, Concord Group Insurance costs young drivers $1,363 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilmot
Geico gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average Wilmot couple's premiums.
The cheapest car insurance in Wilmot for drivers with bad credit
The best Wilmot car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wilmot
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wilmot driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilmot, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Wilmot
What Influences the Cost of Car Insurance in Wilmot?
On average, car insurance in Wilmot is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wilmot is 36 minutes, which is about the national average for a driver in the state.
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilmot are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Wilmot is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wilmot is $60 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elkins: Insurance costs 2.34% less
- New London: Insurance costs 3.42% less
- North Sutton: Insurance costs 1.42% less
- North Wilmot: Insurance costs 0.50% more
- Andover: Insurance costs 0.17% less
- Danbury: Insurance costs 0.50% more
- Elmwood: Insurance costs 0.58% more
- Sutton: Insurance costs 1.17% less
- Robinson Corner: Insurance costs 0.58% less
- Salisbury Heights: Insurance costs 1.00% less
Cities with Similar Populations
- Conway: Insurance costs 15.51% more
- Buffalo: Insurance costs 0.92% more
- Burnett: Insurance costs 11.09% less
- West Layton: Insurance costs 16.60% more
- Warfield: Insurance costs 94.50% more
- Charlo: Insurance costs 33.19% more
- Cheltenham: Insurance costs 82.90% more
- Chetopa: Insurance costs 29.86% more
- Columbia: Insurance costs 4.59% more
- Conception Junction: Insurance costs 44.45% more