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Get Cheap Car Insurance in Worthington, IN
We monitor insurance prices, helping the average driver in Worthington save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Worthington
The chart below shows the cheapest car insurance company in Worthington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Worthington Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $46 |
| State Farm | $49 |
| Safe Auto | $50 |
| Travelers | $50 |
Savings for Every Kind of Worthington Driver
Based on our extensive insurance data, we know the average Worthington driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Worthington residents are paying out over $1,225 extra every year for auto insurance in Worthington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Worthington, IN Savings / Yr. |
|---|---|
$357 |
|
$557 |
|
$452 |
|
$319 |
|
$640 |
|
$274 |
|
$391 |
Worthington Car Insurance vs. Indiana
People living in Worthington pay an average of 0.23% more than the typical driver in the state. The average driver in Worthington can expect to pay about $760 per year, or $1,225 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Worthington for most people.
Car Insurance Prices by Worthington Neighborhood
Insurance Prices
Where is insurance cheapest within Worthington?
The map shows insurance prices in and around Worthington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $1,272 to a low of $1,199. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Worthington.Pick the Best Car Insurance Company for You in Worthington
The best car insurance provider for most drivers in Worthington
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $357 over the average Worthington car insurance company.
The best car insurance provider for Worthington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.
The best car insurance company for Worthington drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $452 better than other car insurance companies.
The best auto insurance for Worthington drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $319 less each year.
The least expensive car insurance company for new and young drivers in Worthington
In Worthington, State Farm costs young drivers $640 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Worthington
State Farm gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average Worthington couple's premiums.
The cheapest car insurance in Worthington for drivers with bad credit
The best Worthington car insurance company for customer service
Nationwide was the best company for customer service in Worthington according to the NAIC.
Recent price drops
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The cheapest large national provider in Worthington
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Worthington driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Worthington, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Worthington
What Influences the Cost of Car Insurance in Worthington?
On average, car insurance in Worthington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Worthington is 38 minutes, which is far more than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Worthington are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Worthington is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Worthington is $63 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Point Commerce: Insurance costs 0.82% more
- Calvertville: Insurance costs 0.65% more
- Farmers: Insurance costs 0.08% less
- Koleen: Insurance costs 3.67% less
- Tulip: Insurance costs 1.31% less
- Daggett: Insurance costs 3.76% more
- Switz City: Insurance costs 0.65% less
- Lonetree: Insurance costs 3.35% more
- Elliston: Insurance costs 1.55% less
- Coal City: Insurance costs 0.57% more
Cities with Similar Populations
- Belvedere: Insurance costs 77.47% more
- Catherine Lake: Insurance costs 2.04% more
- Chatom: Insurance costs 22.94% more
- Bunn: Insurance costs 5.80% more
- Bull Shoals: Insurance costs 34.20% more
- Bethany Beach: Insurance costs 41.06% more
- Bear Creek: Insurance costs 7.67% more
- Badin: Insurance costs 1.22% more
- Avilla: Insurance costs 37.63% more
- Woodville: Insurance costs 27.18% more