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Get Cheap Car Insurance in Youngtown, AZ
We monitor insurance prices, helping the average driver in Youngtown save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Youngtown
The chart below shows the cheapest car insurance company in Youngtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Youngtown Insurer | Monthly Cost |
|---|---|
| Metromile | $67 |
| State Farm | $67 |
| Mile Auto | $85 |
| MetLife | $85 |
Savings for Every Kind of Youngtown Driver
Based on our extensive insurance data, we know the average Youngtown driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $756 per year by choosing the right vehicle insurance company. Some Youngtown residents are paying out over $1,957 extra every year for auto insurance in Youngtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Youngtown, AZ Savings / Yr. |
|---|---|
$756 |
|
$672 |
|
$409 |
|
$687 |
|
$2,181 |
|
$385 |
|
$1,081 |
Youngtown Car Insurance vs. Arizona
People living in Youngtown pay an average of 7.91% more than the typical driver in the state. The average driver in Youngtown can expect to pay about $1,032 per year, or $1,957 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Youngtown for most people.
Car Insurance Prices by Youngtown Neighborhood
Insurance Prices
Where is insurance cheapest within Youngtown?
The map shows insurance prices in and around Youngtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the city boundaries, with insurance premiums ranging from a high of $2,031 to a low of $1,862. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Youngtown.Pick the Best Car Insurance Company for You in Youngtown
The best car insurance provider for most drivers in Youngtown
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $756 over the average Youngtown car insurance company.
The best car insurance provider for Youngtown drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $672 over the competition.
The best car insurance company for Youngtown drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $409 better than other car insurance companies.
The best auto insurance for Youngtown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Youngtown
In Youngtown, Geico costs young drivers $2,181 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Youngtown
State Farm gave the largest car insurance discounts to married couples, averaging $385 saved each year compared to an average Youngtown couple's premiums.
The cheapest car insurance in Youngtown for drivers with bad credit
The best Youngtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Youngtown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Youngtown driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Youngtown, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Youngtown
What Influences the Cost of Car Insurance in Youngtown?
On average, car insurance in Youngtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Youngtown is 34 minutes, which is about the national average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Youngtown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Youngtown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Youngtown is $86 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- El Mirage: Insurance costs 1.38% more
- Sun City: Insurance costs 5.72% less
- Luke Afb: Insurance costs 0.66% more
- Peoria: Insurance costs 2.61% less
- Surprise: Insurance costs 3.73% less
- Litchfield Park: Insurance costs 1.99% less
- Glendale: Insurance costs 0.87% more
- Sun City West: Insurance costs 8.12% less
- Waddell: Insurance costs 2.45% less
- Avondale: Insurance costs 1.43% more
Cities with Similar Populations
- Abilene: Insurance costs 21.56% less
- Ravenswood: Insurance costs 22.28% less
- Ramseur: Insurance costs 36.48% less
- Ramblewood: Insurance costs 9.20% less
- Ralston: Insurance costs 27.85% less
- Lynchburg: Insurance costs 32.75% less
- Littlefield: Insurance costs 4.24% less
- Little Silver: Insurance costs 8.99% less
- Red Oak: Insurance costs 37.15% less
- Linwood: Insurance costs 38.53% less