Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Alaska
We monitor insurance prices, helping the average driver in Alaska save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Alaska
The chart below shows the cheapest car insurance company in Alaska for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Alaska Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Geico | $45 |
| Allstate | $66 |
| Progressive | $102 |
Savings for Every Kind of Alaska Driver
Based on our extensive insurance data, we know the average Alaska driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $259 per year by choosing the right vehicle insurance company. Some Alaska residents are paying out over $1,262 extra every year for auto insurance in Alaska. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alaska Savings / Yr. |
|---|---|
$259 |
|
$402 |
|
$251 |
|
$276 |
|
$684 |
|
$231 |
|
$87 |
Alaska Car Insurance vs. the United States
People living in Alaska pay an average of 8.24% less than the typical driver in the nation. The average driver in Alaska can expect to pay about $618 per year, or $1,262 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Alaska for most people.
Car Insurance Prices by Alaska Neighborhood
Insurance Prices
Where is insurance cheapest within Alaska?
The map shows insurance prices in and around Alaska, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $640 per year within the state boundaries, with insurance premiums ranging from a high of $1,782 to a low of $1,142. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Alaska.Pick the Best Car Insurance Company for You in Alaska
The best car insurance provider for most drivers in Alaska
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $259 over the average Alaska car insurance company.
The best car insurance provider for Alaska drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Alaska drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $251 better than other car insurance companies.
The best auto insurance for Alaska drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $276 less each year.
The least expensive car insurance company for new and young drivers in Alaska
In Alaska, State Farm costs young drivers $684 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alaska
State Farm gave the largest car insurance discounts to married couples, averaging $231 saved each year compared to an average Alaska couple's premiums.
The cheapest car insurance in Alaska for drivers with bad credit
The best Alaska car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alaska
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Alaska driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alaska, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Alaska
What Influences the Cost of Car Insurance in Alaska?
On average, car insurance in Alaska is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alaska are lower than average in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Alaska is one of the most densely populated areas in the nation. The state’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alaska is $51 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- Washington: Insurance costs 4.28% more
- Oregon: Insurance costs 20.29% more
- Montana: Insurance costs 38.75% more
- Idaho: Insurance costs 32.33% less
- Nevada: Insurance costs 168.23% more
- North Dakota: Insurance costs 7.05% more
- Wyoming: Insurance costs 29.00% more
- California: Insurance costs 113.23% more
- Utah: Insurance costs 7.05% more
- South Dakota: Insurance costs 43.98% more
States with Similar Populations
- Hawaii: Insurance costs 1.90% less
- Maine: Insurance costs 52.69% less
- Florida: Insurance costs 269.10% more
- Michigan: Insurance costs 344.45% more
- New Hampshire: Insurance costs 22.74% less
- Oregon: Insurance costs 20.29% more
- Texas: Insurance costs 101.90% more
- Vermont: Insurance costs 21.32% less
- Washington: Insurance costs 4.28% more
- Minnesota: Insurance costs 36.37% more