Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Vermont
We monitor insurance prices, helping the average driver in Vermont save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Vermont
The chart below shows the cheapest car insurance company in Vermont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Vermont Insurer | Monthly Cost |
|---|---|
| Kemper | $27 |
| State Farm | $32 |
| Safeco Insurance | $36 |
| Concord Group Insurance | $41 |
Savings for Every Kind of Vermont Driver
Based on our extensive insurance data, we know the average Vermont driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $252 per year by choosing the right vehicle insurance company. Some Vermont residents are paying out over $993 extra every year for auto insurance in Vermont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vermont Savings / Yr. |
|---|---|
$252 |
|
$471 |
|
$300 |
|
$461 |
|
$910 |
|
$256 |
|
$443 |
Vermont Car Insurance vs. the United States
People living in Vermont pay an average of 18.58% less than the typical driver in the nation. The average driver in Vermont can expect to pay about $546 per year, or $993 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Vermont for most people.
Car Insurance Prices by Vermont Neighborhood
Insurance Prices
Where is insurance cheapest within Vermont?
The map shows insurance prices in and around Vermont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $360 per year within the state boundaries, with insurance premiums ranging from a high of $1,493 to a low of $1,133. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Vermont.Pick the Best Car Insurance Company for You in Vermont
The best car insurance provider for most drivers in Vermont
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $252 over the average Vermont car insurance company.
The best car insurance provider for Vermont drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $471 over the competition.
The best car insurance company for Vermont drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $300 better than other car insurance companies.
The best auto insurance for Vermont drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $461 less each year.
The least expensive car insurance company for new and young drivers in Vermont
In Vermont, Concord Group Insurance costs young drivers $910 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vermont
State Farm gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Vermont couple's premiums.
The cheapest car insurance in Vermont for drivers with bad credit
The best Vermont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Vermont
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Vermont driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vermont, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Vermont
What Influences the Cost of Car Insurance in Vermont?
On average, car insurance in Vermont is actually less expensive than the rest of the nation. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- The average commute time in Vermont is 29 minutes, which is a little less than average for a driver in the nation.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vermont are about average in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Vermont is one of the least populated areas in the nation. The state’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Vermont is $46 per month for minimum coverage and $83 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- New Hampshire: Insurance costs 1.81% less
- Massachusetts: Insurance costs 62.13% more
- Maine: Insurance costs 39.88% less
- Rhode Island: Insurance costs 233.33% more
- Connecticut: Insurance costs 151.66% more
- New York: Insurance costs 295.17% more
- New Jersey: Insurance costs 121.65% more
- Pennsylvania: Insurance costs 36.66% more
- Delaware: Insurance costs 132.53% more
- Maryland: Insurance costs 130.72% more
States with Similar Populations
- Arizona: Insurance costs 121.15% more
- Alabama: Insurance costs 72.71% more
- Utah: Insurance costs 36.05% more
- Maine: Insurance costs 39.88% less
- Louisiana: Insurance costs 510.07% more
- Kentucky: Insurance costs 206.04% more
- Kansas: Insurance costs 64.65% more
- Iowa: Insurance costs 4.83% more
- Indiana: Insurance costs 0.40% more
- Illinois: Insurance costs 53.47% more