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Get Cheap Car Insurance in Connecticut
We monitor insurance prices, helping the average driver in Connecticut save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Connecticut
The chart below shows the cheapest car insurance company in Connecticut for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Connecticut Insurer | Monthly Cost |
|---|---|
| Kemper | $89 |
| State Farm | $102 |
| Safeco Insurance | $103 |
| Travelers | $104 |
Savings for Every Kind of Connecticut Driver
Based on our extensive insurance data, we know the average Connecticut driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $732 per year by choosing the right vehicle insurance company. Some Connecticut residents are paying out over $2,499 extra every year for auto insurance in Connecticut. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Connecticut Savings / Yr. |
|---|---|
$732 |
|
$1,015 |
|
$705 |
|
$1,178 |
|
$2,771 |
|
$664 |
|
$1,116 |
Connecticut Car Insurance vs. the United States
People living in Connecticut pay an average of 29.13% more than the typical driver in the nation. The average driver in Connecticut can expect to pay about $1,711 per year, or $2,499 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Connecticut for most people.
Car Insurance Prices by Connecticut Neighborhood
Insurance Prices
Where is insurance cheapest within Connecticut?
The map shows insurance prices in and around Connecticut, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,017 per year within the state boundaries, with insurance premiums ranging from a high of $2,826 to a low of $1,809. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Connecticut.Pick the Best Car Insurance Company for You in Connecticut
The best car insurance provider for most drivers in Connecticut
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $732 over the average Connecticut car insurance company.
The best car insurance provider for Connecticut drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $1,015 over the competition.
The best car insurance company for Connecticut drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $705 better than other car insurance companies.
The best auto insurance for Connecticut drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,178 less each year.
The least expensive car insurance company for new and young drivers in Connecticut
In Connecticut, State Farm costs young drivers $2,771 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Connecticut
State Farm gave the largest car insurance discounts to married couples, averaging $664 saved each year compared to an average Connecticut couple's premiums.
The cheapest car insurance in Connecticut for drivers with bad credit
The best Connecticut car insurance company for customer service
Recent price drops
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The cheapest large national provider in Connecticut
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Connecticut driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Connecticut, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Connecticut
What Influences the Cost of Car Insurance in Connecticut?
On average, car insurance in Connecticut is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- The average commute time in Connecticut is 33 minutes, which is a little more than average for a driver in the nation.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Connecticut are among the lowest in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Connecticut is one of the least populated areas in the nation. The state’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Connecticut is $143 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- Rhode Island: Insurance costs 32.45% more
- Massachusetts: Insurance costs 35.57% less
- New Jersey: Insurance costs 11.92% less
- New York: Insurance costs 57.02% more
- New Hampshire: Insurance costs 60.98% less
- Vermont: Insurance costs 60.26% less
- Delaware: Insurance costs 7.60% less
- Pennsylvania: Insurance costs 45.70% less
- Maryland: Insurance costs 8.32% less
- Maine: Insurance costs 76.11% less
States with Similar Populations
- Alaska: Insurance costs 49.50% less
- Hawaii: Insurance costs 50.46% less
- Michigan: Insurance costs 124.45% more
- New Mexico: Insurance costs 39.74% less
- New Hampshire: Insurance costs 60.98% less
- Mississippi: Insurance costs 22.09% less
- Minnesota: Insurance costs 31.13% less
- Massachusetts: Insurance costs 35.57% less
- Maine: Insurance costs 76.11% less
- Louisiana: Insurance costs 142.42% more