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Get Cheap Car Insurance in Mississippi
We monitor insurance prices, helping the average driver in Mississippi save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Mississippi
The chart below shows the cheapest car insurance company in Mississippi for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Mississippi Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Farm Bureau | $74 |
| Safeco Insurance | $76 |
| Progressive | $85 |
Savings for Every Kind of Mississippi Driver
Based on our extensive insurance data, we know the average Mississippi driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Mississippi residents are paying out over $1,947 extra every year for auto insurance in Mississippi. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mississippi Savings / Yr. |
|---|---|
$333 |
|
$555 |
|
$433 |
|
$853 |
|
$1,975 |
|
$285 |
|
$869 |
Mississippi Car Insurance vs. the United States
People living in Mississippi pay an average of 13.99% more than the typical driver in the nation. The average driver in Mississippi can expect to pay about $1,108 per year, or $1,947 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mississippi for most people.
Car Insurance Prices by Mississippi Neighborhood
Insurance Prices
Where is insurance cheapest within Mississippi?
The map shows insurance prices in and around Mississippi, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $690 per year within the state boundaries, with insurance premiums ranging from a high of $2,208 to a low of $1,518. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Mississippi.Pick the Best Car Insurance Company for You in Mississippi
The best car insurance provider for most drivers in Mississippi
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $333 over the average Mississippi car insurance company.
The best car insurance provider for Mississippi drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $555 over the competition.
The best car insurance company for Mississippi drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $433 better than other car insurance companies.
The best auto insurance for Mississippi drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $853 less each year.
The least expensive car insurance company for new and young drivers in Mississippi
In Mississippi, Farm Bureau costs young drivers $1,975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mississippi
Farm Bureau gave the largest car insurance discounts to married couples, averaging $285 saved each year compared to an average Mississippi couple's premiums.
The cheapest car insurance in Mississippi for drivers with bad credit
The best Mississippi car insurance company for customer service
Nationwide was the best company for customer service in Mississippi according to the NAIC.
Recent price drops
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The cheapest large national provider in Mississippi
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mississippi driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mississippi, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mississippi
What Influences the Cost of Car Insurance in Mississippi?
On average, car insurance in Mississippi is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- The average commute time in Mississippi is 30 minutes, which is about the national average for a driver in the nation.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mississippi are among the lowest in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Mississippi has an average population density in the nation. The state’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mississippi is $92 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- Alabama: Insurance costs 11.92% less
- Louisiana: Insurance costs 211.15% more
- Arkansas: Insurance costs 2.93% less
- Tennessee: Insurance costs 34.82% less
- Georgia: Insurance costs 7.50% more
- Kentucky: Insurance costs 56.09% more
- Missouri: Insurance costs 11.20% more
- Oklahoma: Insurance costs 4.26% more
- Texas: Insurance costs 30.87% more
- South Carolina: Insurance costs 9.04% less
States with Similar Populations
- Arizona: Insurance costs 12.79% more
- Wisconsin: Insurance costs 55.32% less
- Washington: Insurance costs 32.41% less
- Virginia: Insurance costs 49.41% less
- Vermont: Insurance costs 49.00% less
- Utah: Insurance costs 30.61% less
- Texas: Insurance costs 30.87% more
- Tennessee: Insurance costs 34.82% less
- South Dakota: Insurance costs 6.68% less
- Minnesota: Insurance costs 11.61% less