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Get Cheap Car Insurance in Oklahoma
We monitor insurance prices, helping the average driver in Oklahoma save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in Oklahoma
The chart below shows the cheapest car insurance company in Oklahoma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| Oklahoma Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Safeco Insurance | $68 |
| Travelers | $74 |
| Farm Bureau | $75 |
Savings for Every Kind of Oklahoma Driver
Based on our extensive insurance data, we know the average Oklahoma driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $425 per year by choosing the right vehicle insurance company. Some Oklahoma residents are paying out over $2,030 extra every year for auto insurance in Oklahoma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oklahoma Savings / Yr. |
|---|---|
$425 |
|
$923 |
|
$729 |
|
$609 |
|
$1,826 |
|
$425 |
|
$686 |
Oklahoma Car Insurance vs. the United States
People living in Oklahoma pay an average of 16.39% more than the typical driver in the nation. The average driver in Oklahoma can expect to pay about $990 per year, or $2,030 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oklahoma for most people.
Car Insurance Prices by Oklahoma Neighborhood
Insurance Prices
Where is insurance cheapest within Oklahoma?
The map shows insurance prices in and around Oklahoma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $744 per year within the state boundaries, with insurance premiums ranging from a high of $2,292 to a low of $1,548. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Oklahoma.Pick the Best Car Insurance Company for You in Oklahoma
The best car insurance provider for most drivers in Oklahoma
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $425 over the average Oklahoma car insurance company.
The best car insurance provider for Oklahoma drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $923 over the competition.
The best car insurance company for Oklahoma drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $729 better than other car insurance companies.
The best auto insurance for Oklahoma drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in Oklahoma
In Oklahoma, State Farm costs young drivers $1,826 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oklahoma
State Farm gave the largest car insurance discounts to married couples, averaging $425 saved each year compared to an average Oklahoma couple's premiums.
The cheapest car insurance in Oklahoma for drivers with bad credit
The best Oklahoma car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oklahoma
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oklahoma driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oklahoma, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Oklahoma
What Influences the Cost of Car Insurance in Oklahoma?
On average, car insurance in Oklahoma is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oklahoma are about average in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Oklahoma is one of the most densely populated areas in the nation. The state’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oklahoma is $83 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- Kansas: Insurance costs 19.46% less
- Arkansas: Insurance costs 6.90% less
- Texas: Insurance costs 25.52% more
- Missouri: Insurance costs 6.65% more
- Nebraska: Insurance costs 33.15% less
- Louisiana: Insurance costs 198.42% more
- Mississippi: Insurance costs 4.09% less
- Iowa: Insurance costs 48.72% less
- Colorado: Insurance costs 17.44% more
- New Mexico: Insurance costs 25.81% less
States with Similar Populations
- Colorado: Insurance costs 17.44% more
- Connecticut: Insurance costs 23.10% more
- Delaware: Insurance costs 13.74% more
- District of Columbia: Insurance costs 23.20% more
- Georgia: Insurance costs 3.10% more
- California: Insurance costs 32.56% more
- New Hampshire: Insurance costs 51.97% less
- Pennsylvania: Insurance costs 33.15% less
- Oregon: Insurance costs 25.22% less
- Ohio: Insurance costs 58.47% less