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Get Cheap Car Insurance in Kansas
We monitor insurance prices, helping the average driver in Kansas save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Kansas
The chart below shows the cheapest car insurance company in Kansas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Kansas Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Kemper | $56 |
| Farm Bureau | $59 |
| Travelers | $59 |
Savings for Every Kind of Kansas Driver
Based on our extensive insurance data, we know the average Kansas driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $387 per year by choosing the right vehicle insurance company. Some Kansas residents are paying out over $1,635 extra every year for auto insurance in Kansas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kansas Savings / Yr. |
|---|---|
$387 |
|
$617 |
|
$441 |
|
$722 |
|
$1,408 |
|
$359 |
|
$784 |
Kansas Car Insurance vs. the United States
People living in Kansas pay an average of 4.44% more than the typical driver in the nation. The average driver in Kansas can expect to pay about $880 per year, or $1,635 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Kansas for most people.
Car Insurance Prices by Kansas Neighborhood
Insurance Prices
Where is insurance cheapest within Kansas?
The map shows insurance prices in and around Kansas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $651 per year within the state boundaries, with insurance premiums ranging from a high of $2,094 to a low of $1,443. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Kansas.Pick the Best Car Insurance Company for You in Kansas
The best car insurance provider for most drivers in Kansas
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $387 over the average Kansas car insurance company.
The best car insurance provider for Kansas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $617 over the competition.
The best car insurance company for Kansas drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Kansas drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Kansas
In Kansas, Geico costs young drivers $1,408 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kansas
State Farm gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Kansas couple's premiums.
The cheapest car insurance in Kansas for drivers with bad credit
The best Kansas car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kansas
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kansas driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kansas, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Kansas
What Influences the Cost of Car Insurance in Kansas?
On average, car insurance in Kansas is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kansas are among the highest in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Kansas is one of the most densely populated areas in the nation. The state’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kansas is $73 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- Oklahoma: Insurance costs 24.16% more
- Nebraska: Insurance costs 17.00% less
- Missouri: Insurance costs 32.42% more
- Iowa: Insurance costs 36.33% less
- Arkansas: Insurance costs 15.60% more
- Colorado: Insurance costs 45.81% more
- Illinois: Insurance costs 6.79% less
- New Mexico: Insurance costs 7.89% less
- Wyoming: Insurance costs 0.43% less
- Indiana: Insurance costs 39.02% less
States with Similar Populations
- Arizona: Insurance costs 34.31% more
- Alabama: Insurance costs 4.89% more
- Wisconsin: Insurance costs 46.79% less
- Washington: Insurance costs 19.51% less
- Vermont: Insurance costs 39.27% less
- Utah: Insurance costs 17.37% less
- Texas: Insurance costs 55.84% more
- South Dakota: Insurance costs 11.13% more
- South Carolina: Insurance costs 8.32% more
- Minnesota: Insurance costs 5.26% more