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Get Cheap Car Insurance in Nevada
We monitor insurance prices, helping the average driver in Nevada save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Nevada
The chart below shows the cheapest car insurance company in Nevada for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Nevada Insurer | Monthly Cost |
|---|---|
| State Farm | $100 |
| Progressive | $129 |
| Geico | $130 |
| Safeco Insurance | $140 |
Savings for Every Kind of Nevada Driver
Based on our extensive insurance data, we know the average Nevada driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $771 per year by choosing the right vehicle insurance company. Some Nevada residents are paying out over $3,385 extra every year for auto insurance in Nevada. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Nevada Savings / Yr. |
|---|---|
$771 |
|
$1,042 |
|
$586 |
|
$1,449 |
|
$4,333 |
|
$993 |
|
$1,407 |
Nevada Car Insurance vs. the United States
People living in Nevada pay an average of 50.29% more than the typical driver in the nation. The average driver in Nevada can expect to pay about $1,730 per year, or $3,385 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Nevada for most people.
Car Insurance Prices by Nevada Neighborhood
Insurance Prices
Where is insurance cheapest within Nevada?
The map shows insurance prices in and around Nevada, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,146 per year within the state boundaries, with insurance premiums ranging from a high of $3,029 to a low of $1,883. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Nevada.Pick the Best Car Insurance Company for You in Nevada
The best car insurance provider for most drivers in Nevada
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $771 over the average Nevada car insurance company.
The best car insurance provider for Nevada drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,042 over the competition.
The best car insurance company for Nevada drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $586 better than other car insurance companies.
The best auto insurance for Nevada drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,449 less each year.
The least expensive car insurance company for new and young drivers in Nevada
In Nevada, State Farm costs young drivers $4,333 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Nevada
State Farm gave the largest car insurance discounts to married couples, averaging $993 saved each year compared to an average Nevada couple's premiums.
The cheapest car insurance in Nevada for drivers with bad credit
The best Nevada car insurance company for customer service
Recent price drops
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The cheapest large national provider in Nevada
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Nevada driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Nevada, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Nevada
What Influences the Cost of Car Insurance in Nevada?
On average, car insurance in Nevada is more expensive than the rest of the nation. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the state are influenced by the following factors:
- The average commute time in Nevada is 32 minutes, which is about the national average for a driver in the nation.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Nevada are lower than average in the nation, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Nevada is a fairly densely populated area in the nation. The state’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Nevada is $144 per month for minimum coverage and $282 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby States
- California: Insurance costs 20.50% less
- Utah: Insurance costs 60.09% less
- Arizona: Insurance costs 35.13% less
- Wyoming: Insurance costs 51.91% less
- Colorado: Insurance costs 29.57% less
- New Mexico: Insurance costs 55.51% less
- Nebraska: Insurance costs 59.91% less
- Kansas: Insurance costs 51.70% less
- Oklahoma: Insurance costs 40.03% less
- Iowa: Insurance costs 69.25% less
States with Similar Populations
- Tennessee: Insurance costs 62.51% less
- Massachusetts: Insurance costs 52.44% less
- Michigan: Insurance costs 65.70% more
- Minnesota: Insurance costs 49.16% less
- Mississippi: Insurance costs 42.48% less
- Missouri: Insurance costs 36.04% less
- Nebraska: Insurance costs 59.91% less
- Rhode Island: Insurance costs 2.22% less
- South Dakota: Insurance costs 46.32% less
- Alaska: Insurance costs 62.72% less