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Get Cheap Car Insurance in Alban Hills, Albuquerque, NM
We monitor insurance prices, helping the average driver in Alban Hills save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in Alban Hills
The chart below shows the cheapest car insurance company in Alban Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| Alban Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Farm Bureau | $61 |
| Gainsco | $66 |
| Geico | $70 |
Savings for Every Kind of Alban Hills Driver
Based on our extensive insurance data, we know the average Alban Hills driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Alban Hills residents are paying out over $1,693 extra every year for auto insurance in Alban Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alban Hills, Albuquerque, NM Savings / Yr. |
|---|---|
$378 |
|
$856 |
|
$648 |
|
$745 |
|
$1,641 |
|
$468 |
|
$465 |
Alban Hills Car Insurance vs. Albuquerque
People living in Alban Hills pay an average of 12.69% more than the typical driver in the state. The average driver in Alban Hills can expect to pay about $874 per year, or $1,693 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Alban Hills for most people.
Car Insurance Prices by Alban Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Alban Hills?
The map shows insurance prices in and around Alban Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,722 to a low of $1,639. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Alban Hills.Pick the Best Car Insurance Company for You in Alban Hills
The best car insurance provider for most drivers in Alban Hills
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $378 over the average Alban Hills car insurance company.
The best car insurance provider for Alban Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.
The best car insurance company for Alban Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $648 better than other car insurance companies.
The best auto insurance for Alban Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $745 less each year.
The least expensive car insurance company for new and young drivers in Alban Hills
In Alban Hills, State Farm costs young drivers $1,641 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alban Hills
State Farm gave the largest car insurance discounts to married couples, averaging $468 saved each year compared to an average Alban Hills couple's premiums.
The cheapest car insurance in Alban Hills for drivers with bad credit
The best Alban Hills car insurance company for customer service
Nationwide was the best company for customer service in Alban Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Alban Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Alban Hills driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alban Hills, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Alban Hills
What Influences the Cost of Car Insurance in Alban Hills?
On average, car insurance in Alban Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Alban Hills is 31 minutes, which is far more than average for a driver in the city.
- New Mexico state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alban Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Alban Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alban Hills is $73 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Taylor Ranch: Insurance costs 0.30% more
- Seven Bar Ranch: Insurance costs 2.19% less
- Skies West: Insurance costs 0.47% more
- Rio Grande: Insurance costs 1.77% less
- Alamedan Valley: Insurance costs 2.72% less
- Ladera West: Insurance costs 2.01% more
- Near N Valley: Insurance costs 1.54% less
- Vista del Norte: Insurance costs 4.96% less
- SR Marmon: Insurance costs 1.18% more
- Laurelwood: Insurance costs 3.13% more
Neighborhoods with Similar Populations
- River Dance at Steiner Ranch: Insurance costs 4.90% more
- Jacobsville: Insurance costs 25.46% less
- Sidney Walnut Avenue Historic District: Insurance costs 36.62% less
- Miller Creek: Insurance costs 10.87% less
- Coral Ridge Isles: Insurance costs 79.03% more
- Breezy Point: Insurance costs 69.17% more
- East Bluff: Insurance costs 2.19% less
- West Hills: Insurance costs 56.00% more
- South Cottonwood Acres: Insurance costs 12.99% less
- Little Blue Valley: Insurance costs 8.27% more