Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Apple Valley, OH
We monitor insurance prices, helping the average driver in Apple Valley save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Apple Valley
The chart below shows the cheapest car insurance company in Apple Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Apple Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $48 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Apple Valley Driver
Based on our extensive insurance data, we know the average Apple Valley driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $294 per year by choosing the right vehicle insurance company. Some Apple Valley residents are paying out over $1,114 extra every year for auto insurance in Apple Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Apple Valley, OH Savings / Yr. |
|---|---|
$294 |
|
$500 |
|
$423 |
|
$452 |
|
$1,081 |
|
$307 |
|
$431 |
Apple Valley Car Insurance vs. Ohio
People living in Apple Valley pay an average of 0.93% less than the typical driver in the state. The average driver in Apple Valley can expect to pay about $752 per year, or $1,114 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Apple Valley for most people.
Car Insurance Prices by Apple Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Apple Valley?
The map shows insurance prices in and around Apple Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,123 to a low of $1,102. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Apple Valley.Pick the Best Car Insurance Company for You in Apple Valley
The best car insurance provider for most drivers in Apple Valley
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $294 over the average Apple Valley car insurance company.
The best car insurance provider for Apple Valley drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $500 over the competition.
The best car insurance company for Apple Valley drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Apple Valley drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $452 less each year.
The least expensive car insurance company for new and young drivers in Apple Valley
In Apple Valley, Geico costs young drivers $1,081 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Apple Valley
State Farm gave the largest car insurance discounts to married couples, averaging $307 saved each year compared to an average Apple Valley couple's premiums.
The cheapest car insurance in Apple Valley for drivers with bad credit
The best Apple Valley car insurance company for customer service
Nationwide was the best company for customer service in Apple Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Apple Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Apple Valley driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Apple Valley, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Apple Valley
What Influences the Cost of Car Insurance in Apple Valley?
On average, car insurance in Apple Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Apple Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Apple Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Apple Valley is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Amity: Insurance costs 1.44% less
- Howard: Insurance costs 0.90% less
- Monroe Mills: Insurance costs 3.23% less
- Danville: Insurance costs 0.63% less
- Gambier: Insurance costs 2.33% less
- North Liberty: Insurance costs 1.97% less
- Jelloway: Insurance costs 0.81% less
- Mount Vernon: Insurance costs 1.80% less
- Gann: Insurance costs 0.09% less
- New Guilford: Insurance costs 0.54% less
Cities with Similar Populations
- Truth Or Consequences: Insurance costs 25.40% more
- Eighty Four: Insurance costs 23.61% more
- Clay City: Insurance costs 103.14% more
- Trenton: Insurance costs 45.42% more
- Eldorado at Santa Fe: Insurance costs 34.38% more
- Clear Lake: Insurance costs 48.47% more
- Martinsburg: Insurance costs 21.63% more
- Branford Center: Insurance costs 76.93% more
- Kahaluu-Keauhou: Insurance costs 28.73% more
- Johnson: Insurance costs 44.34% more