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Get Cheap Car Insurance in Arden Hills, MN
We monitor insurance prices, helping the average driver in Arden Hills save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Arden Hills
The chart below shows the cheapest car insurance company in Arden Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Arden Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Arden Hills Driver
Based on our extensive insurance data, we know the average Arden Hills driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some Arden Hills residents are paying out over $1,665 extra every year for auto insurance in Arden Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arden Hills, MN Savings / Yr. |
|---|---|
$448 |
|
$564 |
|
$363 |
|
$737 |
|
$1,264 |
|
$374 |
|
$984 |
Arden Hills Car Insurance vs. Minnesota
People living in Arden Hills pay an average of 3.69% more than the typical driver in the state. The average driver in Arden Hills can expect to pay about $862 per year, or $1,665 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Arden Hills for most people.
Car Insurance Prices by Arden Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Arden Hills?
The map shows insurance prices in and around Arden Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $300 per year within the city boundaries, with insurance premiums ranging from a high of $1,892 to a low of $1,592. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Arden Hills.Pick the Best Car Insurance Company for You in Arden Hills
The best car insurance provider for most drivers in Arden Hills
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $448 over the average Arden Hills car insurance company.
The best car insurance provider for Arden Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $564 over the competition.
The best car insurance company for Arden Hills drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $363 better than other car insurance companies.
The best auto insurance for Arden Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $737 less each year.
The least expensive car insurance company for new and young drivers in Arden Hills
In Arden Hills, State Farm costs young drivers $1,264 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arden Hills
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Arden Hills couple's premiums.
The cheapest car insurance in Arden Hills for drivers with bad credit
The best Arden Hills car insurance company for customer service
Nationwide was the best company for customer service in Arden Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Arden Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Arden Hills driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arden Hills, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Arden Hills
What Influences the Cost of Car Insurance in Arden Hills?
On average, car insurance in Arden Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arden Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Arden Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Arden Hills is $72 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Brighton: Insurance costs 3.48% more
- Shoreview: Insurance costs 1.80% more
- St. Anthony: Insurance costs 5.83% more
- Roseville: Insurance costs 4.20% more
- Mounds View: Insurance costs 4.26% more
- Columbia Heights: Insurance costs 13.45% more
- Hilltop: Insurance costs 18.08% more
- Little Canada: Insurance costs 6.79% more
- North Oaks: Insurance costs 0.66% more
- Vadnais Heights: Insurance costs 2.10% more
Cities with Similar Populations
- Terry: Insurance costs 6.73% more
- Export: Insurance costs 17.06% less
- Southampton: Insurance costs 49.37% more
- Alliance: Insurance costs 14.17% less
- Harwood Heights: Insurance costs 12.43% more
- Rolesville: Insurance costs 22.82% less
- Pageland: Insurance costs 0.72% more
- Harpers Ferry: Insurance costs 17.42% less
- Clint: Insurance costs 9.25% more
- Roxborough Park: Insurance costs 17.54% more