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Get Cheap Car Insurance in Mounds View, MN
We monitor insurance prices, helping the average driver in Mounds View save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Mounds View
The chart below shows the cheapest car insurance company in Mounds View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Mounds View Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Auto-Owners Insurance | $61 |
| Kemper | $65 |
| American Family Insurance | $65 |
Savings for Every Kind of Mounds View Driver
Based on our extensive insurance data, we know the average Mounds View driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $467 per year by choosing the right vehicle insurance company. Some Mounds View residents are paying out over $1,736 extra every year for auto insurance in Mounds View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mounds View, MN Savings / Yr. |
|---|---|
$467 |
|
$588 |
|
$378 |
|
$768 |
|
$1,318 |
|
$390 |
|
$1,026 |
Mounds View Car Insurance vs. Minnesota
People living in Mounds View pay an average of 8.09% more than the typical driver in the state. The average driver in Mounds View can expect to pay about $898 per year, or $1,736 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Mounds View for most people.
Car Insurance Prices by Mounds View Neighborhood
Insurance Prices
Where is insurance cheapest within Mounds View?
The map shows insurance prices in and around Mounds View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $266 per year within the city boundaries, with insurance premiums ranging from a high of $1,881 to a low of $1,615. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Mounds View.Pick the Best Car Insurance Company for You in Mounds View
The best car insurance provider for most drivers in Mounds View
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $467 over the average Mounds View car insurance company.
The best car insurance provider for Mounds View drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Mounds View drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $378 better than other car insurance companies.
The best auto insurance for Mounds View drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $768 less each year.
The least expensive car insurance company for new and young drivers in Mounds View
In Mounds View, State Farm costs young drivers $1,318 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mounds View
State Farm gave the largest car insurance discounts to married couples, averaging $390 saved each year compared to an average Mounds View couple's premiums.
The cheapest car insurance in Mounds View for drivers with bad credit
The best Mounds View car insurance company for customer service
Nationwide was the best company for customer service in Mounds View according to the NAIC.
Recent price drops
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The cheapest large national provider in Mounds View
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mounds View driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mounds View, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Mounds View
What Influences the Cost of Car Insurance in Mounds View?
On average, car insurance in Mounds View is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mounds View is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mounds View are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Mounds View is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mounds View is $75 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Spring Lake Park: Insurance costs 0.98% more
- Fridley: Insurance costs 5.30% more
- Lexington: Insurance costs 0.63% more
- New Brighton: Insurance costs 0.75% less
- Circle Pines: Insurance costs 3.05% less
- Arden Hills: Insurance costs 4.09% less
- Shoreview: Insurance costs 2.36% less
- Hilltop: Insurance costs 13.25% more
- Columbia Heights: Insurance costs 8.81% more
- Blaine: Insurance costs 1.04% less
Cities with Similar Populations
- Hillsborough: Insurance costs 18.03% more
- South Farmingdale: Insurance costs 53.57% more
- South Boston: Insurance costs 29.61% less
- Shorewood: Insurance costs 31.22% less
- Kendallville: Insurance costs 33.06% less
- Kendall Park: Insurance costs 11.23% more
- Kemp Mill: Insurance costs 17.51% more
- Joppatowne: Insurance costs 13.36% more
- Jefferson Valley-Yorktown: Insurance costs 42.63% more
- Hyde Park: Insurance costs 35.66% more