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Get Cheap Car Insurance in Circle Pines, MN
We monitor insurance prices, helping the average driver in Circle Pines save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Circle Pines
The chart below shows the cheapest car insurance company in Circle Pines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Circle Pines Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $63 |
| American Family Insurance | $63 |
Savings for Every Kind of Circle Pines Driver
Based on our extensive insurance data, we know the average Circle Pines driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $453 per year by choosing the right vehicle insurance company. Some Circle Pines residents are paying out over $1,683 extra every year for auto insurance in Circle Pines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Circle Pines, MN Savings / Yr. |
|---|---|
$453 |
|
$570 |
|
$367 |
|
$745 |
|
$1,278 |
|
$378 |
|
$995 |
Circle Pines Car Insurance vs. Minnesota
People living in Circle Pines pay an average of 4.80% more than the typical driver in the state. The average driver in Circle Pines can expect to pay about $871 per year, or $1,683 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Circle Pines for most people.
Car Insurance Prices by Circle Pines Neighborhood
Insurance Prices
Where is insurance cheapest within Circle Pines?
The map shows insurance prices in and around Circle Pines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $120 per year within the city boundaries, with insurance premiums ranging from a high of $1,731 to a low of $1,611. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Circle Pines.Pick the Best Car Insurance Company for You in Circle Pines
The best car insurance provider for most drivers in Circle Pines
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $453 over the average Circle Pines car insurance company.
The best car insurance provider for Circle Pines drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $570 over the competition.
The best car insurance company for Circle Pines drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $367 better than other car insurance companies.
The best auto insurance for Circle Pines drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $745 less each year.
The least expensive car insurance company for new and young drivers in Circle Pines
In Circle Pines, State Farm costs young drivers $1,278 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Circle Pines
State Farm gave the largest car insurance discounts to married couples, averaging $378 saved each year compared to an average Circle Pines couple's premiums.
The cheapest car insurance in Circle Pines for drivers with bad credit
The best Circle Pines car insurance company for customer service
Nationwide was the best company for customer service in Circle Pines according to the NAIC.
Recent price drops
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The cheapest large national provider in Circle Pines
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Circle Pines driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Circle Pines, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Circle Pines
What Influences the Cost of Car Insurance in Circle Pines?
On average, car insurance in Circle Pines is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Circle Pines is 32 minutes, which is a little more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Circle Pines are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Circle Pines is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Circle Pines is $73 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lexington: Insurance costs 3.80% more
- Lino Lakes: Insurance costs 1.43% less
- Mounds View: Insurance costs 3.15% more
- Blaine: Insurance costs 2.08% more
- Shoreview: Insurance costs 0.71% more
- North Oaks: Insurance costs 0.42% less
- Spring Lake Park: Insurance costs 4.16% more
- Centerville: Insurance costs 0.24% less
- Arden Hills: Insurance costs 1.07% less
- New Brighton: Insurance costs 2.38% more
Cities with Similar Populations
- Harrison: Insurance costs 69.88% more
- St. Amant: Insurance costs 85.98% more
- Hernando: Insurance costs 44.50% more
- Hermantown: Insurance costs 5.88% less
- Henrietta: Insurance costs 26.56% more
- Henderson: Insurance costs 19.73% less
- Hebron: Insurance costs 8.79% more
- Hebron: Insurance costs 29.00% less
- Heber Springs: Insurance costs 2.38% less
- St. Clair: Insurance costs 71.66% more