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Get Cheap Car Insurance in Ashcamp, KY
We monitor insurance prices, helping the average driver in Ashcamp save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Ashcamp
The chart below shows the cheapest car insurance company in Ashcamp for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Ashcamp Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $66 |
| State Farm | $66 |
| Travelers | $97 |
| Geico | $104 |
Savings for Every Kind of Ashcamp Driver
Based on our extensive insurance data, we know the average Ashcamp driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $586 per year by choosing the right vehicle insurance company. Some Ashcamp residents are paying out over $2,319 extra every year for auto insurance in Ashcamp. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ashcamp, KY Savings / Yr. |
|---|---|
$586 |
|
$961 |
|
$945 |
|
$956 |
|
$1,893 |
|
$634 |
|
$1,015 |
Ashcamp Car Insurance vs. Kentucky
People living in Ashcamp pay an average of 8.67% more than the typical driver in the state. The average driver in Ashcamp can expect to pay about $1,194 per year, or $2,319 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Ashcamp for most people.
Car Insurance Prices by Ashcamp Neighborhood
Insurance Prices
Where is insurance cheapest within Ashcamp?
The map shows insurance prices in and around Ashcamp, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $273 per year within the city boundaries, with insurance premiums ranging from a high of $2,432 to a low of $2,159. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Ashcamp.Pick the Best Car Insurance Company for You in Ashcamp
The best car insurance provider for most drivers in Ashcamp
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $586 over the average Ashcamp car insurance company.
The best car insurance provider for Ashcamp drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $961 over the competition.
The best car insurance company for Ashcamp drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $945 better than other car insurance companies.
The best auto insurance for Ashcamp drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $956 less each year.
The least expensive car insurance company for new and young drivers in Ashcamp
In Ashcamp, State Farm costs young drivers $1,893 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ashcamp
State Farm gave the largest car insurance discounts to married couples, averaging $634 saved each year compared to an average Ashcamp couple's premiums.
The cheapest car insurance in Ashcamp for drivers with bad credit
The best Ashcamp car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ashcamp
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ashcamp driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ashcamp, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Ashcamp
What Influences the Cost of Car Insurance in Ashcamp?
On average, car insurance in Ashcamp is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ashcamp is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ashcamp are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Ashcamp is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ashcamp is $100 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hellier: Insurance costs 7.33% more
- Shelby Gap: Insurance costs 4.18% more
- Dorton: Insurance costs 5.43% less
- Isom: Insurance costs 46.01% less
- Tivis: Insurance costs 45.88% less
- Lookout: Insurance costs 4.48% more
- Freeling: Insurance costs 45.92% less
- Elkhorn City: Insurance costs 1.08% more
- Dwale: Insurance costs 44.11% less
- Potters Fork: Insurance costs 5.86% less
Cities with Similar Populations
- Francisco: Insurance costs 49.63% less
- Cornish: Insurance costs 50.80% less
- Mount Crested Butte: Insurance costs 22.60% less
- Danese: Insurance costs 35.40% less
- Walnut Springs: Insurance costs 30.70% less
- Vistula: Insurance costs 51.27% less
- Eastport: Insurance costs 57.96% less
- Edgerton: Insurance costs 17.90% more
- Elwell: Insurance costs 20.01% more
- Vallonia: Insurance costs 49.98% less