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Get Cheap Car Insurance in Ashley, IN
We monitor insurance prices, helping the average driver in Ashley save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Ashley
The chart below shows the cheapest car insurance company in Ashley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Ashley Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $43 |
| State Farm | $47 |
| Safe Auto | $47 |
| Travelers | $47 |
Savings for Every Kind of Ashley Driver
Based on our extensive insurance data, we know the average Ashley driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $339 per year by choosing the right vehicle insurance company. Some Ashley residents are paying out over $1,165 extra every year for auto insurance in Ashley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ashley, IN Savings / Yr. |
|---|---|
$339 |
|
$530 |
|
$430 |
|
$303 |
|
$609 |
|
$260 |
|
$372 |
Ashley Car Insurance vs. Indiana
People living in Ashley pay an average of 4.69% less than the typical driver in the state. The average driver in Ashley can expect to pay about $722 per year, or $1,165 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Ashley for most people.
Car Insurance Prices by Ashley Neighborhood
Insurance Prices
Where is insurance cheapest within Ashley?
The map shows insurance prices in and around Ashley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,169 to a low of $1,151. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Ashley.Pick the Best Car Insurance Company for You in Ashley
The best car insurance provider for most drivers in Ashley
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $339 over the average Ashley car insurance company.
The best car insurance provider for Ashley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for Ashley drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Ashley drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in Ashley
In Ashley, State Farm costs young drivers $609 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ashley
State Farm gave the largest car insurance discounts to married couples, averaging $260 saved each year compared to an average Ashley couple's premiums.
The cheapest car insurance in Ashley for drivers with bad credit
The best Ashley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ashley
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ashley driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ashley, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Ashley
What Influences the Cost of Car Insurance in Ashley?
On average, car insurance in Ashley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ashley is 32 minutes, which is about the national average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ashley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ashley has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ashley is $60 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Steubenville: Insurance costs 1.12% less
- Hudson: Insurance costs 0.69% more
- Helmer: Insurance costs 0.17% less
- Pleasant Lake: Insurance costs 1.20% less
- Salem Center: Insurance costs 0.34% more
- Corunna: Insurance costs 0.60% less
- Waterloo: Insurance costs 1.20% less
- Fairfield Center: Insurance costs 0.52% less
- Island Park: Insurance costs 2.06% less
- Hamilton: Insurance costs 1.03% less
Cities with Similar Populations
- West Point: Insurance costs 80.60% more
- Rangeley: Insurance costs 18.11% less
- Fort Loudon: Insurance costs 12.36% more
- Genesee: Insurance costs 4.38% less
- Grattan: Insurance costs 141.20% more
- Keene: Insurance costs 76.31% more
- Lima: Insurance costs 20.77% more
- Maple Hill: Insurance costs 7.73% more
- Oakland: Insurance costs 49.01% more
- Pineville: Insurance costs 41.72% more