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Get Cheap Car Insurance in Ashley Park, Charlotte, NC
We monitor insurance prices, helping the average driver in Ashley Park save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Ashley Park
The chart below shows the cheapest car insurance company in Ashley Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Ashley Park Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $55 |
| Erie Insurance | $55 |
| Farm Bureau | $59 |
| Progressive | $62 |
Savings for Every Kind of Ashley Park Driver
Based on our extensive insurance data, we know the average Ashley Park driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $277 per year by choosing the right vehicle insurance company. Some Ashley Park residents are paying out over $1,445 extra every year for auto insurance in Ashley Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ashley Park, Charlotte, NC Savings / Yr. |
|---|---|
$277 |
|
$603 |
|
$439 |
|
$1,121 |
|
$832 |
|
$335 |
|
$503 |
Ashley Park Car Insurance vs. Charlotte
People living in Ashley Park pay an average of 15.59% more than the typical driver in the state. The average driver in Ashley Park can expect to pay about $866 per year, or $1,445 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Ashley Park for most people.
Car Insurance Prices by Ashley Park Neighborhood
Insurance Prices
Where is insurance cheapest within Ashley Park?
The map shows insurance prices in and around Ashley Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $295 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,506 to a low of $1,211. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Ashley Park.Pick the Best Car Insurance Company for You in Ashley Park
The best car insurance provider for most drivers in Ashley Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $277 over the average Ashley Park car insurance company.
The best car insurance provider for Ashley Park drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $603 over the competition.
The best car insurance company for Ashley Park drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $439 better than other car insurance companies.
The best auto insurance for Ashley Park drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,121 less each year.
The least expensive car insurance company for new and young drivers in Ashley Park
In Ashley Park, State Farm costs young drivers $832 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ashley Park
Erie Insurance gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Ashley Park couple's premiums.
The cheapest car insurance in Ashley Park for drivers with bad credit
The best Ashley Park car insurance company for customer service
Nationwide was the best company for customer service in Ashley Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Ashley Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ashley Park driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ashley Park, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Ashley Park
What Influences the Cost of Car Insurance in Ashley Park?
On average, car insurance in Ashley Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ashley Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Ashley Park is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ashley Park is $72 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Enderly Park: Insurance costs 2.56% more
- Third Ward: Insurance costs 12.87% less
- Downtown Charlotte: Insurance costs 11.14% less
- Thomasboro-Hoskins: Insurance costs 3.88% more
- Clanton Park-Roseland: Insurance costs 7.61% more
- Toddville Road: Insurance costs 1.87% less
- Fourth Ward: Insurance costs 13.77% less
- Dilworth: Insurance costs 10.10% less
- Sedgefield: Insurance costs 10.87% less
- Westchester: Insurance costs 0.35% less
Neighborhoods with Similar Populations
- Sycamore Manor: Insurance costs 1.87% less
- Sunset Hills: Insurance costs 10.93% more
- Squak Mountain: Insurance costs 6.92% more
- South Side: Insurance costs 20.42% less
- Woodcrest: Insurance costs 23.11% more
- The Woodlands: Insurance costs 62.77% more
- Santa Clara Heights: Insurance costs 5.81% less
- Parkmont: Insurance costs 49.83% more
- Nearnorthwest: Insurance costs 0.07% more
- Aspen: Insurance costs 36.82% more