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Get Cheap Car Insurance in Sedgefield, Charlotte, NC
We monitor insurance prices, helping the average driver in Sedgefield save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Sedgefield
The chart below shows the cheapest car insurance company in Sedgefield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Sedgefield Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Sedgefield Driver
Based on our extensive insurance data, we know the average Sedgefield driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $247 per year by choosing the right vehicle insurance company. Some Sedgefield residents are paying out over $1,288 extra every year for auto insurance in Sedgefield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sedgefield, Charlotte, NC Savings / Yr. |
|---|---|
$247 |
|
$538 |
|
$392 |
|
$1,000 |
|
$742 |
|
$299 |
|
$448 |
Sedgefield Car Insurance vs. Charlotte
People living in Sedgefield pay an average of 3.07% more than the typical driver in the state. The average driver in Sedgefield can expect to pay about $772 per year, or $1,288 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sedgefield for most people.
Car Insurance Prices by Sedgefield Neighborhood
Insurance Prices
Where is insurance cheapest within Sedgefield?
The map shows insurance prices in and around Sedgefield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $9 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,293 to a low of $1,284. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Sedgefield.Pick the Best Car Insurance Company for You in Sedgefield
The best car insurance provider for most drivers in Sedgefield
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $247 over the average Sedgefield car insurance company.
The best car insurance provider for Sedgefield drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.
The best car insurance company for Sedgefield drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Sedgefield drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,000 less each year.
The least expensive car insurance company for new and young drivers in Sedgefield
In Sedgefield, State Farm costs young drivers $742 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sedgefield
Erie Insurance gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Sedgefield couple's premiums.
The cheapest car insurance in Sedgefield for drivers with bad credit
The best Sedgefield car insurance company for customer service
Nationwide was the best company for customer service in Sedgefield according to the NAIC.
Recent price drops
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The cheapest large national provider in Sedgefield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sedgefield driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sedgefield, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Sedgefield
What Influences the Cost of Car Insurance in Sedgefield?
On average, car insurance in Sedgefield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sedgefield are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Sedgefield is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sedgefield is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ashbrook-Clawson Village: Insurance costs 0.54% less
- Dilworth: Insurance costs 0.85% more
- Collingwood: Insurance costs 1.94% less
- Clanton Park-Roseland: Insurance costs 20.73% more
- Downtown Charlotte: Insurance costs 0.31% less
- Madison Park: Insurance costs 1.09% more
- Myers Park: Insurance costs 2.17% less
- Third Ward: Insurance costs 2.25% less
- Ashley Park: Insurance costs 12.19% more
- Fourth Ward: Insurance costs 3.26% less
Neighborhoods with Similar Populations
- Ednor Gardens-Lakeside: Insurance costs 78.42% more
- Stone Bridge: Insurance costs 0.47% more
- Schenk-Atwood-Starkweather-Yahar: Insurance costs 4.50% less
- Garden Springs: Insurance costs 66.30% more
- Fort Columbus Airport: Insurance costs 4.43% more
- Florida Shores: Insurance costs 87.58% more
- Farmers Market District: Insurance costs 56.68% more
- Falcon Trace: Insurance costs 118.71% more
- Fairmeadow: Insurance costs 4.50% less
- Emma Dickinson Orchard Homes: Insurance costs 18.87% more