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Get Cheap Car Insurance in Ball Ground, GA
We monitor insurance prices, helping the average driver in Ball Ground save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Ball Ground
The chart below shows the cheapest car insurance company in Ball Ground for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Ball Ground Insurer | Monthly Cost |
|---|---|
| Travelers | $77 |
| Farm Bureau | $80 |
| State Farm | $87 |
| Progressive | $95 |
Savings for Every Kind of Ball Ground Driver
Based on our extensive insurance data, we know the average Ball Ground driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $366 per year by choosing the right vehicle insurance company. Some Ball Ground residents are paying out over $1,760 extra every year for auto insurance in Ball Ground. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ball Ground, GA Savings / Yr. |
|---|---|
$366 |
|
$779 |
|
$538 |
|
$735 |
|
$2,142 |
|
$177 |
|
$756 |
Ball Ground Car Insurance vs. Georgia
People living in Ball Ground pay an average of 0.63% less than the typical driver in the state. The average driver in Ball Ground can expect to pay about $1,171 per year, or $1,760 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Ball Ground for most people.
Car Insurance Prices by Ball Ground Neighborhood
Insurance Prices
Where is insurance cheapest within Ball Ground?
The map shows insurance prices in and around Ball Ground, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $107 per year within the city boundaries, with insurance premiums ranging from a high of $1,835 to a low of $1,728. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Ball Ground.Pick the Best Car Insurance Company for You in Ball Ground
The best car insurance provider for most drivers in Ball Ground
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $366 over the average Ball Ground car insurance company.
The best car insurance provider for Ball Ground drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $779 over the competition.
The best car insurance company for Ball Ground drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Ball Ground drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $735 less each year.
The least expensive car insurance company for new and young drivers in Ball Ground
In Ball Ground, Auto-Owners Insurance costs young drivers $2,142 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ball Ground
Farm Bureau gave the largest car insurance discounts to married couples, averaging $177 saved each year compared to an average Ball Ground couple's premiums.
The cheapest car insurance in Ball Ground for drivers with bad credit
The best Ball Ground car insurance company for customer service
Nationwide was the best company for customer service in Ball Ground according to the NAIC.
Recent price drops
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The cheapest large national provider in Ball Ground
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ball Ground driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ball Ground, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Ball Ground
What Influences the Cost of Car Insurance in Ball Ground?
On average, car insurance in Ball Ground is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ball Ground are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Ball Ground has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ball Ground is $98 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mica: Insurance costs 0.57% more
- Ophir: Insurance costs 1.14% more
- Nelson: Insurance costs 0.45% less
- Gober: Insurance costs 1.36% less
- Macedonia: Insurance costs the same
- Tate: Insurance costs 0.80% less
- Jasper: Insurance costs 0.57% less
- Marble Hill: Insurance costs 0.06% less
- Canton: Insurance costs 3.47% more
- Barrettsville: Insurance costs 0.57% more
Cities with Similar Populations
- Macclenny: Insurance costs 38.30% more
- Bay Minette: Insurance costs 11.93% less
- Warrior: Insurance costs 11.65% less
- Walden: Insurance costs 36.99% more
- Benton: Insurance costs 58.75% more
- Spring Grove: Insurance costs 28.07% less
- Brandywine: Insurance costs 18.41% more
- Smithville: Insurance costs 1.08% more
- Colchester: Insurance costs 8.81% more
- Croton On Hudson: Insurance costs 49.66% more