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Get Cheap Car Insurance in Bellerose, NY
We monitor insurance prices, helping the average driver in Bellerose save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bellerose
The chart below shows the cheapest car insurance company in Bellerose for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bellerose Insurer | Monthly Cost |
|---|---|
| Kemper | $105 |
| Plymouth Rock Assurance | $140 |
| Safeco Insurance | $151 |
| Geico | $157 |
Savings for Every Kind of Bellerose Driver
Based on our extensive insurance data, we know the average Bellerose driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $852 per year by choosing the right vehicle insurance company. Some Bellerose residents are paying out over $2,859 extra every year for auto insurance in Bellerose. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bellerose, NY Savings / Yr. |
|---|---|
$852 |
|
$544 |
|
$1,086 |
|
$1,099 |
|
$2,692 |
|
$901 |
|
$1,435 |
Bellerose Car Insurance vs. New York
People living in Bellerose pay an average of 17.90% more than the typical driver in the state. The average driver in Bellerose can expect to pay about $2,074 per year, or $2,859 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bellerose for most people.
Car Insurance Prices by Bellerose Neighborhood
Insurance Prices
Where is insurance cheapest within Bellerose?
The map shows insurance prices in and around Bellerose, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $319 per year within the city boundaries, with insurance premiums ranging from a high of $3,055 to a low of $2,736. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Bellerose.Pick the Best Car Insurance Company for You in Bellerose
The best car insurance provider for most drivers in Bellerose
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $852 over the average Bellerose car insurance company.
The best car insurance provider for Bellerose drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $544 over the competition.
The best car insurance company for Bellerose drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,086 better than other car insurance companies.
The best auto insurance for Bellerose drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,099 less each year.
The least expensive car insurance company for new and young drivers in Bellerose
In Bellerose, Progressive costs young drivers $2,692 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bellerose
Progressive gave the largest car insurance discounts to married couples, averaging $901 saved each year compared to an average Bellerose couple's premiums.
The cheapest car insurance in Bellerose for drivers with bad credit
The best Bellerose car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bellerose
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellerose driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellerose, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bellerose
What Influences the Cost of Car Insurance in Bellerose?
On average, car insurance in Bellerose is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bellerose is 50 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bellerose are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bellerose is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bellerose is $173 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellerose Terrace: Insurance costs 5.74% more
- Floral Park: Insurance costs 0.73% more
- South Floral Park: Insurance costs 13.61% more
- Stewart Manor: Insurance costs 0.63% less
- Elmont: Insurance costs 15.56% more
- North New Hyde Park: Insurance costs 1.96% more
- Queens Village: Insurance costs 17.52% more
- New Hyde Park: Insurance costs 4.69% more
- Franklin Square: Insurance costs 1.22% more
- Glen Oaks: Insurance costs 5.88% more
Cities with Similar Populations
- Barnstead: Insurance costs 57.99% less
- Losantville: Insurance costs 58.27% less
- New Straitsville: Insurance costs 59.88% less
- New Concord: Insurance costs 26.97% less
- Murry: Insurance costs 38.96% less
- Mixon: Insurance costs 44.84% less
- Millersville: Insurance costs 37.15% less
- Midway: Insurance costs 52.50% less
- Mi-Wuk Village: Insurance costs 33.26% less
- Mendoza: Insurance costs 40.92% less