Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Stewart Manor, NY
We monitor insurance prices, helping the average driver in Stewart Manor save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Stewart Manor
The chart below shows the cheapest car insurance company in Stewart Manor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Stewart Manor Insurer | Monthly Cost |
|---|---|
| Kemper | $105 |
| Plymouth Rock Assurance | $139 |
| Safeco Insurance | $150 |
| Geico | $156 |
Savings for Every Kind of Stewart Manor Driver
Based on our extensive insurance data, we know the average Stewart Manor driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $847 per year by choosing the right vehicle insurance company. Some Stewart Manor residents are paying out over $2,841 extra every year for auto insurance in Stewart Manor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stewart Manor, NY Savings / Yr. |
|---|---|
$847 |
|
$540 |
|
$1,079 |
|
$1,092 |
|
$2,674 |
|
$895 |
|
$1,426 |
Stewart Manor Car Insurance vs. New York
People living in Stewart Manor pay an average of 17.14% more than the typical driver in the state. The average driver in Stewart Manor can expect to pay about $2,060 per year, or $2,841 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Stewart Manor for most people.
Car Insurance Prices by Stewart Manor Neighborhood
Insurance Prices
Where is insurance cheapest within Stewart Manor?
The map shows insurance prices in and around Stewart Manor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $275 per year within the city boundaries, with insurance premiums ranging from a high of $3,049 to a low of $2,774. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Stewart Manor.Pick the Best Car Insurance Company for You in Stewart Manor
The best car insurance provider for most drivers in Stewart Manor
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $847 over the average Stewart Manor car insurance company.
The best car insurance provider for Stewart Manor drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Stewart Manor drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,079 better than other car insurance companies.
The best auto insurance for Stewart Manor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,092 less each year.
The least expensive car insurance company for new and young drivers in Stewart Manor
In Stewart Manor, Progressive costs young drivers $2,674 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stewart Manor
Progressive gave the largest car insurance discounts to married couples, averaging $895 saved each year compared to an average Stewart Manor couple's premiums.
The cheapest car insurance in Stewart Manor for drivers with bad credit
The best Stewart Manor car insurance company for customer service
Nationwide was the best company for customer service in Stewart Manor according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Stewart Manor, which was better than other insurers.
The cheapest large national provider in Stewart Manor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stewart Manor driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stewart Manor, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Stewart Manor
What Influences the Cost of Car Insurance in Stewart Manor?
On average, car insurance in Stewart Manor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stewart Manor is 48 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stewart Manor are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Stewart Manor is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stewart Manor is $172 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Floral Park: Insurance costs 14.33% more
- Floral Park: Insurance costs 1.37% more
- Franklin Square: Insurance costs 1.87% more
- New Hyde Park: Insurance costs 5.35% more
- Bellerose: Insurance costs 0.63% more
- Elmont: Insurance costs 16.30% more
- North New Hyde Park: Insurance costs 2.60% more
- Garden City Park: Insurance costs 5.21% more
- Garden City: Insurance costs 3.45% less
- Bellerose Terrace: Insurance costs 6.41% more
Cities with Similar Populations
- Underwood: Insurance costs 44.70% less
- Elkland: Insurance costs 52.16% less
- Excel: Insurance costs 48.64% less
- Kiawah Island: Insurance costs 40.87% less
- Shonto: Insurance costs 38.61% less
- Six Lakes: Insurance costs 1.51% more
- South Salem: Insurance costs 60.65% less
- St. Albans: Insurance costs 66.39% less
- Thompson: Insurance costs 61.03% less
- Ansonia: Insurance costs 63.89% less