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Get Cheap Car Insurance in Floral Park, NY
We monitor insurance prices, helping the average driver in Floral Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Floral Park
The chart below shows the cheapest car insurance company in Floral Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Floral Park Insurer | Monthly Cost |
|---|---|
| Kemper | $106 |
| Plymouth Rock Assurance | $141 |
| Safeco Insurance | $152 |
| Geico | $158 |
Savings for Every Kind of Floral Park Driver
Based on our extensive insurance data, we know the average Floral Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $859 per year by choosing the right vehicle insurance company. Some Floral Park residents are paying out over $2,880 extra every year for auto insurance in Floral Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Floral Park, NY Savings / Yr. |
|---|---|
$859 |
|
$548 |
|
$1,094 |
|
$1,107 |
|
$2,711 |
|
$907 |
|
$1,445 |
Floral Park Car Insurance vs. New York
People living in Floral Park pay an average of 18.76% more than the typical driver in the state. The average driver in Floral Park can expect to pay about $2,089 per year, or $2,880 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Floral Park for most people.
Car Insurance Prices by Floral Park Neighborhood
Insurance Prices
Where is insurance cheapest within Floral Park?
The map shows insurance prices in and around Floral Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $829 per year within the city boundaries, with insurance premiums ranging from a high of $3,476 to a low of $2,647. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Floral Park.Pick the Best Car Insurance Company for You in Floral Park
The best car insurance provider for most drivers in Floral Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $859 over the average Floral Park car insurance company.
The best car insurance provider for Floral Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Floral Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,094 better than other car insurance companies.
The best auto insurance for Floral Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,107 less each year.
The least expensive car insurance company for new and young drivers in Floral Park
In Floral Park, Progressive costs young drivers $2,711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Floral Park
Progressive gave the largest car insurance discounts to married couples, averaging $907 saved each year compared to an average Floral Park couple's premiums.
The cheapest car insurance in Floral Park for drivers with bad credit
The best Floral Park car insurance company for customer service
Nationwide was the best company for customer service in Floral Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Floral Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Floral Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Floral Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Floral Park
What Influences the Cost of Car Insurance in Floral Park?
On average, car insurance in Floral Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Floral Park is 47 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Floral Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Floral Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Floral Park is $174 per month for minimum coverage and $240 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellerose: Insurance costs 0.73% less
- South Floral Park: Insurance costs 12.78% more
- Stewart Manor: Insurance costs 1.35% less
- Bellerose Terrace: Insurance costs 4.97% more
- Elmont: Insurance costs 14.72% more
- North New Hyde Park: Insurance costs 1.22% more
- New Hyde Park: Insurance costs 3.92% more
- Franklin Square: Insurance costs 0.49% more
- Queens Village: Insurance costs 16.67% more
- Garden City Park: Insurance costs 3.78% more
Cities with Similar Populations
- Rensselaer: Insurance costs 20.49% less
- Hopkins: Insurance costs 40.38% less
- Ionia: Insurance costs 4.03% more
- Iselin: Insurance costs 28.68% less
- Jackson: Insurance costs 37.67% less
- Jacksonville: Insurance costs 46.18% less
- Jacksonville: Insurance costs 48.85% less
- Jasmine Estates: Insurance costs 1.81% less
- Abbeville: Insurance costs 8.65% more
- Madison: Insurance costs 58.99% less