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Get Cheap Car Insurance in Black Earth, WI
We monitor insurance prices, helping the average driver in Black Earth save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Black Earth
The chart below shows the cheapest car insurance company in Black Earth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Black Earth Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $41 |
| Erie Insurance | $42 |
| Kemper | $43 |
Savings for Every Kind of Black Earth Driver
Based on our extensive insurance data, we know the average Black Earth driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $206 per year by choosing the right vehicle insurance company. Some Black Earth residents are paying out over $1,112 extra every year for auto insurance in Black Earth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Earth, WI Savings / Yr. |
|---|---|
$206 |
|
$426 |
|
$263 |
|
$382 |
|
$883 |
|
$161 |
|
$607 |
Black Earth Car Insurance vs. Wisconsin
People living in Black Earth pay an average of 2.61% less than the typical driver in the state. The average driver in Black Earth can expect to pay about $560 per year, or $1,112 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Black Earth for most people.
Car Insurance Prices by Black Earth Neighborhood
Insurance Prices
Where is insurance cheapest within Black Earth?
The map shows insurance prices in and around Black Earth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,137 to a low of $1,094. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Black Earth.Pick the Best Car Insurance Company for You in Black Earth
The best car insurance provider for most drivers in Black Earth
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $206 over the average Black Earth car insurance company.
The best car insurance provider for Black Earth drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $426 over the competition.
The best car insurance company for Black Earth drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $263 better than other car insurance companies.
The best auto insurance for Black Earth drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $382 less each year.
The least expensive car insurance company for new and young drivers in Black Earth
In Black Earth, Erie Insurance costs young drivers $883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Earth
Progressive gave the largest car insurance discounts to married couples, averaging $161 saved each year compared to an average Black Earth couple's premiums.
The cheapest car insurance in Black Earth for drivers with bad credit
The best Black Earth car insurance company for customer service
Nationwide was the best company for customer service in Black Earth according to the NAIC.
Recent price drops
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The cheapest large national provider in Black Earth
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Black Earth driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Earth, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Black Earth
What Influences the Cost of Car Insurance in Black Earth?
On average, car insurance in Black Earth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Black Earth is 30 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Earth are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Black Earth has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Black Earth is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mazomanie: Insurance costs 1.53% more
- Cross Plains: Insurance costs 1.98% less
- Pine Bluff: Insurance costs 2.34% less
- Martinsville: Insurance costs 1.26% less
- Blue Mounds: Insurance costs 0.72% more
- Mount Horeb: Insurance costs 1.26% more
- Arena: Insurance costs 3.15% more
- Sauk City: Insurance costs 0.36% less
- Roxbury: Insurance costs 0.72% less
- Springfield Corners: Insurance costs 1.89% less
Cities with Similar Populations
- El Cenizo: Insurance costs 78.78% more
- Elk Point: Insurance costs 40.92% more
- Enterprise: Insurance costs 26.26% more
- Blasdell: Insurance costs 101.26% more
- Williamstown: Insurance costs 23.38% more
- Buhach: Insurance costs 70.77% more
- Prophetstown: Insurance costs 29.95% more
- Constantia: Insurance costs 88.85% more
- North Lewisburg: Insurance costs 3.69% less
- Pittsford: Insurance costs 4.86% more