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Get Cheap Car Insurance in Cross Plains, WI
We monitor insurance prices, helping the average driver in Cross Plains save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Cross Plains
The chart below shows the cheapest car insurance company in Cross Plains for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Cross Plains Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $40 |
| Erie Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of Cross Plains Driver
Based on our extensive insurance data, we know the average Cross Plains driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $202 per year by choosing the right vehicle insurance company. Some Cross Plains residents are paying out over $1,090 extra every year for auto insurance in Cross Plains. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cross Plains, WI Savings / Yr. |
|---|---|
$202 |
|
$417 |
|
$258 |
|
$374 |
|
$866 |
|
$158 |
|
$595 |
Cross Plains Car Insurance vs. Wisconsin
People living in Cross Plains pay an average of 4.53% less than the typical driver in the state. The average driver in Cross Plains can expect to pay about $549 per year, or $1,090 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Cross Plains for most people.
Car Insurance Prices by Cross Plains Neighborhood
Insurance Prices
Where is insurance cheapest within Cross Plains?
The map shows insurance prices in and around Cross Plains, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,145 to a low of $1,076. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Cross Plains.Pick the Best Car Insurance Company for You in Cross Plains
The best car insurance provider for most drivers in Cross Plains
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $202 over the average Cross Plains car insurance company.
The best car insurance provider for Cross Plains drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $417 over the competition.
The best car insurance company for Cross Plains drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $258 better than other car insurance companies.
The best auto insurance for Cross Plains drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $374 less each year.
The least expensive car insurance company for new and young drivers in Cross Plains
In Cross Plains, Erie Insurance costs young drivers $866 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cross Plains
Progressive gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average Cross Plains couple's premiums.
The cheapest car insurance in Cross Plains for drivers with bad credit
The best Cross Plains car insurance company for customer service
Nationwide was the best company for customer service in Cross Plains according to the NAIC.
Recent price drops
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The cheapest large national provider in Cross Plains
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cross Plains driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cross Plains, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Cross Plains
What Influences the Cost of Car Insurance in Cross Plains?
On average, car insurance in Cross Plains is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cross Plains is 28 minutes, which is a little less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cross Plains are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cross Plains is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cross Plains is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pine Bluff: Insurance costs 0.37% less
- Martinsville: Insurance costs 0.73% more
- Black Earth: Insurance costs 2.02% more
- Middleton: Insurance costs 1.47% more
- Ashton Corners: Insurance costs 0.92% more
- Springfield Corners: Insurance costs 0.09% more
- Verona: Insurance costs 0.83% more
- Mazomanie: Insurance costs 3.58% more
- Mount Horeb: Insurance costs 3.30% more
- Shorewood Hills: Insurance costs 5.41% more
Cities with Similar Populations
- Acton: Insurance costs 87.52% more
- Berne: Insurance costs 7.89% more
- Youngstown: Insurance costs 116.33% more
- Alpine: Insurance costs 64.13% more
- Bigfork: Insurance costs 48.53% more
- Yerington: Insurance costs 81.38% more
- Benson: Insurance costs 42.48% more
- Albertson: Insurance costs 161.93% more
- Onalaska: Insurance costs 50.00% more
- Old Town: Insurance costs 122.11% more