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Get Cheap Car Insurance in Middleton, WI
We monitor insurance prices, helping the average driver in Middleton save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Middleton
The chart below shows the cheapest car insurance company in Middleton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Middleton Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $41 |
| Erie Insurance | $42 |
| Kemper | $43 |
Savings for Every Kind of Middleton Driver
Based on our extensive insurance data, we know the average Middleton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $205 per year by choosing the right vehicle insurance company. Some Middleton residents are paying out over $1,106 extra every year for auto insurance in Middleton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Middleton, WI Savings / Yr. |
|---|---|
$205 |
|
$423 |
|
$261 |
|
$380 |
|
$878 |
|
$160 |
|
$603 |
Middleton Car Insurance vs. Wisconsin
People living in Middleton pay an average of 3.18% less than the typical driver in the state. The average driver in Middleton can expect to pay about $557 per year, or $1,106 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Middleton for most people.
Car Insurance Prices by Middleton Neighborhood
Insurance Prices
Where is insurance cheapest within Middleton?
The map shows insurance prices in and around Middleton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $1,176 to a low of $1,067. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Middleton.Pick the Best Car Insurance Company for You in Middleton
The best car insurance provider for most drivers in Middleton
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $205 over the average Middleton car insurance company.
The best car insurance provider for Middleton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $423 over the competition.
The best car insurance company for Middleton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $261 better than other car insurance companies.
The best auto insurance for Middleton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $380 less each year.
The least expensive car insurance company for new and young drivers in Middleton
In Middleton, Erie Insurance costs young drivers $878 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Middleton
Progressive gave the largest car insurance discounts to married couples, averaging $160 saved each year compared to an average Middleton couple's premiums.
The cheapest car insurance in Middleton for drivers with bad credit
The best Middleton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Middleton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Middleton driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Middleton, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Middleton
What Influences the Cost of Car Insurance in Middleton?
On average, car insurance in Middleton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Middleton is 23 minutes, which is far less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Middleton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Middleton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Middleton is $46 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ashton Corners: Insurance costs 0.54% less
- Shorewood Hills: Insurance costs 3.89% more
- Madison: Insurance costs 3.16% more
- Cross Plains: Insurance costs 1.45% less
- Pine Bluff: Insurance costs 1.81% less
- Waunakee: Insurance costs 0.09% more
- Martinsville: Insurance costs 0.72% less
- Verona: Insurance costs 0.63% less
- Maple Bluff: Insurance costs 8.05% more
- Springfield Corners: Insurance costs 1.36% less
Cities with Similar Populations
- Aliquippa: Insurance costs 27.12% more
- Wilsonville: Insurance costs 42.31% more
- Carbondale: Insurance costs 36.08% more
- Bristol: Insurance costs 6.60% more
- Bonney Lake: Insurance costs 39.15% more
- Bloomington: Insurance costs 100.72% more
- Bemidji: Insurance costs 43.49% more
- Belmont: Insurance costs 83.27% more
- Batavia: Insurance costs 0.81% more
- Bartow: Insurance costs 126.31% more