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Get Cheap Car Insurance in Black Rock, Bridgeport, CT
We monitor insurance prices, helping the average driver in Black Rock save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Black Rock
The chart below shows the cheapest car insurance company in Black Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Black Rock Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| State Farm | $97 |
| Safeco Insurance | $98 |
| Travelers | $98 |
Savings for Every Kind of Black Rock Driver
Based on our extensive insurance data, we know the average Black Rock driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some Black Rock residents are paying out over $2,363 extra every year for auto insurance in Black Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Rock, Bridgeport, CT Savings / Yr. |
|---|---|
$692 |
|
$960 |
|
$667 |
|
$1,114 |
|
$2,621 |
|
$628 |
|
$1,055 |
Black Rock Car Insurance vs. Bridgeport
People living in Black Rock pay an average of 22.13% more than the typical driver in the state. The average driver in Black Rock can expect to pay about $1,618 per year, or $2,363 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Black Rock for most people.
Car Insurance Prices by Black Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Black Rock?
The map shows insurance prices in and around Black Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $661 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,650 to a low of $1,989. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Black Rock.Pick the Best Car Insurance Company for You in Black Rock
The best car insurance provider for most drivers in Black Rock
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $692 over the average Black Rock car insurance company.
The best car insurance provider for Black Rock drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $960 over the competition.
The best car insurance company for Black Rock drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $667 better than other car insurance companies.
The best auto insurance for Black Rock drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,114 less each year.
The least expensive car insurance company for new and young drivers in Black Rock
In Black Rock, State Farm costs young drivers $2,621 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Rock
State Farm gave the largest car insurance discounts to married couples, averaging $628 saved each year compared to an average Black Rock couple's premiums.
The cheapest car insurance in Black Rock for drivers with bad credit
The best Black Rock car insurance company for customer service
Recent price drops
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The cheapest large national provider in Black Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Black Rock driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Rock, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Black Rock
What Influences the Cost of Car Insurance in Black Rock?
On average, car insurance in Black Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Black Rock is 37 minutes, which is far more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Rock are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Black Rock is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Black Rock is $135 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bassickville Historic District: Insurance costs 10.79% more
- South End: Insurance costs 2.58% less
- Downtown Bridgeport: Insurance costs 11.38% more
- Brooklawn-St. Vincent: Insurance costs 5.97% more
- East Side-Bridgeport: Insurance costs 11.09% more
- East End: Insurance costs 11.60% more
- North End: Insurance costs 0.51% less
- Boston Avenue-Mill Hill: Insurance costs 6.35% more
- North Bridgeport: Insurance costs 8.21% more
- Reservoir-Whiskey Hill: Insurance costs 7.28% more
Neighborhoods with Similar Populations
- Pocono Country Place: Insurance costs 28.10% less
- Guide Meridian: Insurance costs 42.45% less
- Behrman: Insurance costs 70.33% more
- Westlake Village Area-Los Angeles: Insurance costs 12.61% less
- South Area: Insurance costs 30.43% less
- Napili-Honokowai: Insurance costs 41.47% less
- Lower Bal: Insurance costs 5.25% less
- Londontowne: Insurance costs 22.56% less
- Felida-Starcrest: Insurance costs 38.98% less
- Far Westside: Insurance costs 2.92% less