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Get Cheap Car Insurance in Bossier Parish, LA
We monitor insurance prices, helping the average driver in Bossier Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Bossier Parish
The chart below shows the cheapest car insurance company in Bossier Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Bossier Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $101 |
| State Farm | $119 |
| Safeco Insurance | $120 |
| Clearcover | $133 |
Savings for Every Kind of Bossier Parish Driver
Based on our extensive insurance data, we know the average Bossier Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $775 per year by choosing the right vehicle insurance company. Some Bossier Parish residents are paying out over $2,786 extra every year for auto insurance in Bossier Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bossier Parish, LA Savings / Yr. |
|---|---|
$775 |
|
$1,359 |
|
$967 |
|
$1,459 |
|
$2,314 |
|
$718 |
|
$1,235 |
Bossier Parish Car Insurance vs. Louisiana
People living in Bossier Parish pay an average of 7.54% less than the typical driver in the state. The average driver in Bossier Parish can expect to pay about $1,762 per year, or $2,786 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Bossier Parish for most people.
Car Insurance Prices by Bossier Parish Neighborhood
Insurance Prices
Where is insurance cheapest within Bossier Parish?
The map shows insurance prices in and around Bossier Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $492 per year within the county boundaries, with insurance premiums ranging from a high of $3,085 to a low of $2,593. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Bossier Parish.Pick the Best Car Insurance Company for You in Bossier Parish
The best car insurance provider for most drivers in Bossier Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $775 over the average Bossier Parish car insurance company.
The best car insurance provider for Bossier Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,359 over the competition.
The best car insurance company for Bossier Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $967 better than other car insurance companies.
The best auto insurance for Bossier Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,459 less each year.
The least expensive car insurance company for new and young drivers in Bossier Parish
In Bossier Parish, Farm Bureau costs young drivers $2,314 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bossier Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $718 saved each year compared to an average Bossier Parish couple's premiums.
The cheapest car insurance in Bossier Parish for drivers with bad credit
The best Bossier Parish car insurance company for customer service
Nationwide was the best company for customer service in Bossier Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in Bossier Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bossier Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bossier Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Bossier Parish
What Influences the Cost of Car Insurance in Bossier Parish?
On average, car insurance in Bossier Parish is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Bossier Parish is 27 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bossier Parish are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Bossier Parish is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bossier Parish is $147 per month for minimum coverage and $232 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Caddo Parish: Insurance costs 6.14% more
- Webster Parish: Insurance costs 0.04% more
- Harrison County: Insurance costs 40.63% less
- Lincoln Parish: Insurance costs 5.56% more
- Gregg County: Insurance costs 40.17% less
- Upshur County: Insurance costs 40.56% less
- Ouachita Parish: Insurance costs 11.31% more
- Richland Parish: Insurance costs 8.11% more
- Van Zandt County: Insurance costs 40.92% less
- Kaufman County: Insurance costs 38.87% less
Counties with Similar Populations
- Humboldt County: Insurance costs 32.45% less
- Faulkner County: Insurance costs 39.45% less
- Tazewell County: Insurance costs 49.10% less
- Cochise County: Insurance costs 42.82% less
- Tom Green County: Insurance costs 39.59% less
- Clark County: Insurance costs 59.62% less
- Hampton City: Insurance costs 54.20% less
- Washington County: Insurance costs 21.61% less
- Florence County: Insurance costs 38.94% less
- Calhoun County: Insurance costs 2.05% more