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Get Cheap Car Insurance in Caddo Parish, LA
We monitor insurance prices, helping the average driver in Caddo Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Caddo Parish
The chart below shows the cheapest car insurance company in Caddo Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Caddo Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $107 |
| State Farm | $127 |
| Safeco Insurance | $128 |
| Clearcover | $141 |
Savings for Every Kind of Caddo Parish Driver
Based on our extensive insurance data, we know the average Caddo Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $822 per year by choosing the right vehicle insurance company. Some Caddo Parish residents are paying out over $2,957 extra every year for auto insurance in Caddo Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caddo Parish, LA Savings / Yr. |
|---|---|
$822 |
|
$1,442 |
|
$1,026 |
|
$1,548 |
|
$2,456 |
|
$762 |
|
$1,311 |
Caddo Parish Car Insurance vs. Louisiana
People living in Caddo Parish pay an average of 1.87% less than the typical driver in the state. The average driver in Caddo Parish can expect to pay about $1,870 per year, or $2,957 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Caddo Parish for most people.
Car Insurance Prices by Caddo Parish Neighborhood
Insurance Prices
Where is insurance cheapest within Caddo Parish?
The map shows insurance prices in and around Caddo Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,182 per year within the county boundaries, with insurance premiums ranging from a high of $3,796 to a low of $2,614. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Caddo Parish.Pick the Best Car Insurance Company for You in Caddo Parish
The best car insurance provider for most drivers in Caddo Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $822 over the average Caddo Parish car insurance company.
The best car insurance provider for Caddo Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,442 over the competition.
The best car insurance company for Caddo Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,026 better than other car insurance companies.
The best auto insurance for Caddo Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,548 less each year.
The least expensive car insurance company for new and young drivers in Caddo Parish
In Caddo Parish, Farm Bureau costs young drivers $2,456 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caddo Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $762 saved each year compared to an average Caddo Parish couple's premiums.
The cheapest car insurance in Caddo Parish for drivers with bad credit
The best Caddo Parish car insurance company for customer service
Nationwide was the best company for customer service in Caddo Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in Caddo Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Caddo Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caddo Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Caddo Parish
What Influences the Cost of Car Insurance in Caddo Parish?
On average, car insurance in Caddo Parish is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Caddo Parish is 25 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caddo Parish are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Caddo Parish is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Caddo Parish is $156 per month for minimum coverage and $246 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Bossier Parish: Insurance costs 5.78% less
- Harrison County: Insurance costs 44.06% less
- Bienville Parish: Insurance costs 5.01% less
- Gregg County: Insurance costs 43.63% less
- Lincoln Parish: Insurance costs 0.54% less
- Smith County: Insurance costs 43.35% less
- Ouachita Parish: Insurance costs 4.87% more
- Van Zandt County: Insurance costs 44.34% less
- Richland Parish: Insurance costs 1.86% more
- Madison Parish: Insurance costs 3.11% more
Counties with Similar Populations
- St. Clair County: Insurance costs 46.67% less
- Butte County: Insurance costs 35.41% less
- Calcasieu Parish: Insurance costs 2.16% less
- Canyon County: Insurance costs 61.65% less
- Chatham County: Insurance costs 38.15% less
- Cumberland County: Insurance costs 67.60% less
- Delaware County: Insurance costs 61.38% less
- Dona Ana County: Insurance costs 51.91% less
- Erie County: Insurance costs 52.86% less
- Howard County: Insurance costs 33.31% less