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Get Cheap Car Insurance in Lincoln Parish, LA
We monitor insurance prices, helping the average driver in Lincoln Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Lincoln Parish
The chart below shows the cheapest car insurance company in Lincoln Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Lincoln Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $107 |
| State Farm | $126 |
| Safeco Insurance | $127 |
| Clearcover | $141 |
Savings for Every Kind of Lincoln Parish Driver
Based on our extensive insurance data, we know the average Lincoln Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $818 per year by choosing the right vehicle insurance company. Some Lincoln Parish residents are paying out over $2,941 extra every year for auto insurance in Lincoln Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lincoln Parish, LA Savings / Yr. |
|---|---|
$818 |
|
$1,435 |
|
$1,021 |
|
$1,540 |
|
$2,443 |
|
$758 |
|
$1,304 |
Lincoln Parish Car Insurance vs. Louisiana
People living in Lincoln Parish pay an average of 2.39% less than the typical driver in the state. The average driver in Lincoln Parish can expect to pay about $1,860 per year, or $2,941 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lincoln Parish for most people.
Car Insurance Prices by Lincoln Parish Neighborhood
Insurance Prices
Where is insurance cheapest within Lincoln Parish?
The map shows insurance prices in and around Lincoln Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $730 per year within the county boundaries, with insurance premiums ranging from a high of $3,516 to a low of $2,786. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Lincoln Parish.Pick the Best Car Insurance Company for You in Lincoln Parish
The best car insurance provider for most drivers in Lincoln Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $818 over the average Lincoln Parish car insurance company.
The best car insurance provider for Lincoln Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,435 over the competition.
The best car insurance company for Lincoln Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,021 better than other car insurance companies.
The best auto insurance for Lincoln Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,540 less each year.
The least expensive car insurance company for new and young drivers in Lincoln Parish
In Lincoln Parish, Farm Bureau costs young drivers $2,443 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lincoln Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $758 saved each year compared to an average Lincoln Parish couple's premiums.
The cheapest car insurance in Lincoln Parish for drivers with bad credit
The best Lincoln Parish car insurance company for customer service
Nationwide was the best company for customer service in Lincoln Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in Lincoln Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lincoln Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lincoln Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Lincoln Parish
What Influences the Cost of Car Insurance in Lincoln Parish?
On average, car insurance in Lincoln Parish is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Lincoln Parish is 23 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lincoln Parish are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Lincoln Parish is a lightly populated area in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lincoln Parish is $155 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Ouachita Parish: Insurance costs 5.44% more
- Webster Parish: Insurance costs 5.24% less
- Richland Parish: Insurance costs 2.41% more
- Bossier Parish: Insurance costs 5.27% less
- Caddo Parish: Insurance costs 0.54% more
- Harrison County: Insurance costs 43.76% less
- Gregg County: Insurance costs 43.32% less
- Upshur County: Insurance costs 43.69% less
- Madison County: Insurance costs 40.46% less
- Scott County: Insurance costs 42.91% less
Counties with Similar Populations
- Santa Cruz County: Insurance costs 43.39% less
- Franklin County: Insurance costs 29.51% less
- Franklin County: Insurance costs 27.54% less
- Franklin County: Insurance costs 54.68% less
- Franklin County: Insurance costs 59.50% less
- Franklin County: Insurance costs 59.57% less
- Greene County: Insurance costs 43.39% less
- Habersham County: Insurance costs 40.36% less
- Hillsdale County: Insurance costs 6.83% less
- Erath County: Insurance costs 45.26% less