Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Campus Commons, Sacramento, CA
We monitor insurance prices, helping the average driver in Campus Commons save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Campus Commons
The chart below shows the cheapest car insurance company in Campus Commons for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Campus Commons Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Campus Commons Driver
Based on our extensive insurance data, we know the average Campus Commons driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some Campus Commons residents are paying out over $2,078 extra every year for auto insurance in Campus Commons. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Campus Commons, Sacramento, CA Savings / Yr. |
|---|---|
$664 |
|
$1,217 |
|
$963 |
|
$1,691 |
|
$868 |
|
$377 |
|
$0 |
Campus Commons Car Insurance vs. Sacramento
People living in Campus Commons pay an average of 3.50% more than the typical driver in the state. The average driver in Campus Commons can expect to pay about $973 per year, or $2,078 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Campus Commons for most people.
Car Insurance Prices by Campus Commons Neighborhood
Insurance Prices
Where is insurance cheapest within Campus Commons?
The map shows insurance prices in and around Campus Commons, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $268 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,252 to a low of $1,984. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Campus Commons.Pick the Best Car Insurance Company for You in Campus Commons
The best car insurance provider for most drivers in Campus Commons
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $664 over the average Campus Commons car insurance company.
The best car insurance provider for Campus Commons drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,217 over the competition.
The best car insurance company for Campus Commons drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $963 better than other car insurance companies.
The best auto insurance for Campus Commons drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,691 less each year.
The least expensive car insurance company for new and young drivers in Campus Commons
In Campus Commons, State Farm costs young drivers $868 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Campus Commons
Progressive gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Campus Commons couple's premiums.
The cheapest car insurance in Campus Commons for drivers with bad credit
The best Campus Commons car insurance company for customer service
Nationwide was the best company for customer service in Campus Commons according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Campus Commons, which was better than other insurers.
The cheapest large national provider in Campus Commons
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Campus Commons driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Campus Commons, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Campus Commons
What Influences the Cost of Car Insurance in Campus Commons?
On average, car insurance in Campus Commons is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Campus Commons are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Campus Commons is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Campus Commons is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Csus: Insurance costs 6.02% more
- Sierra Oaks: Insurance costs 2.84% more
- River Park: Insurance costs 2.07% less
- College Glen: Insurance costs 0.77% more
- East Sacramento: Insurance costs 1.59% less
- Tahoe Park: Insurance costs 0.14% less
- Colonial Manor: Insurance costs 4.62% more
- Colonial Village: Insurance costs 2.45% more
- Colonial Heights: Insurance costs 5.73% more
- North Oak Park: Insurance costs 5.34% more
Neighborhoods with Similar Populations
- Centerville Historic District: Insurance costs 46.49% less
- St Denis: Insurance costs 6.30% less
- Bernon Heights: Insurance costs 11.50% more
- Sunnyland: Insurance costs 31.14% less
- Town and Country Manor: Insurance costs 31.33% less
- South Park: Insurance costs 32.68% less
- Lance: Insurance costs 45.57% less
- Towson Park: Insurance costs 3.22% more
- West Sharyland: Insurance costs 6.26% less
- Gaffney Lane: Insurance costs 21.27% less