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Get Cheap Car Insurance in Cedar Cove, CO
We monitor insurance prices, helping the average driver in Cedar Cove save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Cedar Cove
The chart below shows the cheapest car insurance company in Cedar Cove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Cedar Cove Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Bristol West | $71 |
| Safeco Insurance | $73 |
| Geico | $75 |
Savings for Every Kind of Cedar Cove Driver
Based on our extensive insurance data, we know the average Cedar Cove driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Cedar Cove residents are paying out over $1,769 extra every year for auto insurance in Cedar Cove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Cove, CO Savings / Yr. |
|---|---|
$379 |
|
$676 |
|
$544 |
|
$581 |
|
$1,721 |
|
$456 |
|
$668 |
Cedar Cove Car Insurance vs. Colorado
People living in Cedar Cove pay an average of 6.38% less than the typical driver in the state. The average driver in Cedar Cove can expect to pay about $1,034 per year, or $1,769 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cedar Cove for most people.
Car Insurance Prices by Cedar Cove Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Cove?
The map shows insurance prices in and around Cedar Cove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,802 to a low of $1,746. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Cedar Cove.Pick the Best Car Insurance Company for You in Cedar Cove
The best car insurance provider for most drivers in Cedar Cove
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $379 over the average Cedar Cove car insurance company.
The best car insurance provider for Cedar Cove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for Cedar Cove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Cedar Cove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $581 less each year.
The least expensive car insurance company for new and young drivers in Cedar Cove
In Cedar Cove, State Farm costs young drivers $1,721 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Cove
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Cedar Cove couple's premiums.
The cheapest car insurance in Cedar Cove for drivers with bad credit
The best Cedar Cove car insurance company for customer service
Nationwide was the best company for customer service in Cedar Cove according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Cove
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cedar Cove driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Cove, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Cedar Cove
What Influences the Cost of Car Insurance in Cedar Cove?
On average, car insurance in Cedar Cove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Cove are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cedar Cove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Cove is $86 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waltonia: Insurance costs 1.58% more
- Olympus Heights: Insurance costs 1.75% more
- Drake: Insurance costs 1.92% more
- Loveland: Insurance costs 1.47% more
- Masonville: Insurance costs 2.32% more
- Glen Comfort: Insurance costs 0.85% more
- Fort Collins: Insurance costs 0.85% more
- Glen Haven: Insurance costs 1.41% more
- Berthoud: Insurance costs 1.36% more
- Bellvue: Insurance costs 2.15% more
Cities with Similar Populations
- Pinedale: Insurance costs 2.60% less
- Port Hudson: Insurance costs 79.88% more
- Poplar: Insurance costs 4.75% more
- Etna Mills: Insurance costs 30.36% less
- Stony Creek: Insurance costs 18.15% more
- Excello: Insurance costs 0.90% less
- Stonelick: Insurance costs 38.55% less
- Mccain: Insurance costs 23.18% less
- Stanton: Insurance costs 11.64% less
- Portland: Insurance costs 38.50% less