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Get Cheap Car Insurance in Olympus Heights, CO
We monitor insurance prices, helping the average driver in Olympus Heights save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Olympus Heights
The chart below shows the cheapest car insurance company in Olympus Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Olympus Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $73 |
| Safeco Insurance | $74 |
| Geico | $76 |
Savings for Every Kind of Olympus Heights Driver
Based on our extensive insurance data, we know the average Olympus Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Olympus Heights residents are paying out over $1,800 extra every year for auto insurance in Olympus Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olympus Heights, CO Savings / Yr. |
|---|---|
$386 |
|
$688 |
|
$553 |
|
$592 |
|
$1,751 |
|
$464 |
|
$679 |
Olympus Heights Car Insurance vs. Colorado
People living in Olympus Heights pay an average of 4.75% less than the typical driver in the state. The average driver in Olympus Heights can expect to pay about $1,052 per year, or $1,800 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Olympus Heights for most people.
Car Insurance Prices by Olympus Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Olympus Heights?
The map shows insurance prices in and around Olympus Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $1,802 to a low of $1,794. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Olympus Heights.Pick the Best Car Insurance Company for You in Olympus Heights
The best car insurance provider for most drivers in Olympus Heights
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $386 over the average Olympus Heights car insurance company.
The best car insurance provider for Olympus Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for Olympus Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Olympus Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $592 less each year.
The least expensive car insurance company for new and young drivers in Olympus Heights
In Olympus Heights, State Farm costs young drivers $1,751 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olympus Heights
State Farm gave the largest car insurance discounts to married couples, averaging $464 saved each year compared to an average Olympus Heights couple's premiums.
The cheapest car insurance in Olympus Heights for drivers with bad credit
The best Olympus Heights car insurance company for customer service
Nationwide was the best company for customer service in Olympus Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Olympus Heights
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Olympus Heights driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olympus Heights, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Olympus Heights
What Influences the Cost of Car Insurance in Olympus Heights?
On average, car insurance in Olympus Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Olympus Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Olympus Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Olympus Heights is $88 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Drake: Insurance costs 0.17% more
- Masonville: Insurance costs 0.56% more
- Glen Haven: Insurance costs 0.33% less
- Waltonia: Insurance costs 0.17% less
- Cedar Cove: Insurance costs 1.72% less
- Glen Comfort: Insurance costs 0.89% less
- Loveland Heights: Insurance costs 3.61% more
- Bellvue: Insurance costs 0.39% more
- Estes Park: Insurance costs 2.00% more
- Loveland: Insurance costs 0.28% less
Cities with Similar Populations
- Old Escobares: Insurance costs 5.72% more
- Randall: Insurance costs 13.33% less
- Radnor: Insurance costs 38.11% less
- Rabb: Insurance costs 7.72% less
- Purmela: Insurance costs 11.17% less
- Puerto De Luna: Insurance costs 17.50% less
- Pryor: Insurance costs 3.94% more
- Ono: Insurance costs 35.11% less
- Olive Branch: Insurance costs 37.44% less
- Randall: Insurance costs 17.00% more