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Get Cheap Car Insurance in Glen Haven, CO

We monitor insurance prices, helping the average driver in Glen Haven save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Glen Haven

The chart below shows the cheapest car insurance company in Glen Haven for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
Glen Haven Insurer Monthly Cost
State Farm $61
Bristol West $72
Safeco Insurance $74
Geico $76

Savings for Every Kind of Glen Haven Driver

The table shows how much the average auto insurance customer in Glen Haven might save by following our recommendations.

Based on our extensive insurance data, we know the average Glen Haven driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $384 per year by choosing the right vehicle insurance company. Some Glen Haven residents are paying out over $1,794 extra every year for auto insurance in Glen Haven. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Glen Haven Car Insurance vs. Colorado

People living in Glen Haven pay an average of 5.09% less than the typical driver in the state. The average driver in Glen Haven can expect to pay about $1,048 per year, or $1,794 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Glen Haven for most people.

Car Insurance Prices by Glen Haven Neighborhood

Glen Haven, CO map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Glen Haven?

The map shows insurance prices in and around Glen Haven, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,794 to a low of $1,794. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Glen Haven.

Pick the Best Car Insurance Company for You in Glen Haven

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Glen Haven insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Glen Haven

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $384 over the average Glen Haven car insurance company.

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We use the average good driver, paying $117 per month, as our baseline for pricing in Glen Haven. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Glen Haven drivers with accidents on their records

In Glen Haven getting into an accident will raise premiums an average 34% for a yearly cost of $2,705. That's $911 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $685 over the competition.

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The best car insurance company for Glen Haven drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $551 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Glen Haven, tickets raise premiums on new quotes about $613. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $2,407 per year.

The best auto insurance for Glen Haven drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,826 per year in auto insurance premiums, which was $1,032 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $589 less each year.

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The least expensive car insurance company for new and young drivers in Glen Haven

In Glen Haven, State Farm costs young drivers $1,744 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Glen Haven. With an average cost of $5,804 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Glen Haven

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $115. State Farm, Geico, and Progressive provided the largest discounts to couples living in Glen Haven.

State Farm gave the largest car insurance discounts to married couples, averaging $462 saved each year compared to an average Glen Haven couple's premiums.

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The cheapest car insurance in Glen Haven for drivers with bad credit

People with poor credit saved an average of $677 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,023 every year. Premiums for people with poor credit were about $2,817 in Glen Haven. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best Glen Haven car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Glen Haven, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Glen Haven.

Nationwide was the best company for customer service in Glen Haven according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Glen Haven, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Glen Haven. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Glen Haven

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 0.00% of Glen Haven residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Glen Haven driver can expect to pay about $128 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Glen Haven, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
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Auto Insurance Prices in and Around Glen Haven

What Influences the Cost of Car Insurance in Glen Haven?

On average, car insurance in Glen Haven is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Glen Haven is 33 minutes, which is about the national average for a driver in the state.
  • Colorado state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Glen Haven are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Glen Haven is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Glen Haven is $87 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Glen Haven driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Glen Haven with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.