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Get Cheap Car Insurance in Cedar Mill, OR
We monitor insurance prices, helping the average driver in Cedar Mill save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Cedar Mill
The chart below shows the cheapest car insurance company in Cedar Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Cedar Mill Insurer | Monthly Cost |
|---|---|
| Metromile | $71 |
| State Farm | $71 |
| Country Financial | $79 |
| Travelers | $82 |
Savings for Every Kind of Cedar Mill Driver
Based on our extensive insurance data, we know the average Cedar Mill driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $528 per year by choosing the right vehicle insurance company. Some Cedar Mill residents are paying out over $1,662 extra every year for auto insurance in Cedar Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Mill, OR Savings / Yr. |
|---|---|
$528 |
|
$786 |
|
$640 |
|
$720 |
|
$1,910 |
|
$516 |
|
$615 |
Cedar Mill Car Insurance vs. Oregon
People living in Cedar Mill pay an average of 10.19% more than the typical driver in the state. The average driver in Cedar Mill can expect to pay about $1,283 per year, or $1,662 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cedar Mill for most people.
Car Insurance Prices by Cedar Mill Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Mill?
The map shows insurance prices in and around Cedar Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $222 per year within the city boundaries, with insurance premiums ranging from a high of $1,739 to a low of $1,517. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Cedar Mill.Pick the Best Car Insurance Company for You in Cedar Mill
The best car insurance provider for most drivers in Cedar Mill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $528 over the average Cedar Mill car insurance company.
The best car insurance provider for Cedar Mill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $786 over the competition.
The best car insurance company for Cedar Mill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.
The best auto insurance for Cedar Mill drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $720 less each year.
The least expensive car insurance company for new and young drivers in Cedar Mill
In Cedar Mill, Country Financial costs young drivers $1,910 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Mill
State Farm gave the largest car insurance discounts to married couples, averaging $516 saved each year compared to an average Cedar Mill couple's premiums.
The cheapest car insurance in Cedar Mill for drivers with bad credit
The best Cedar Mill car insurance company for customer service
Nationwide was the best company for customer service in Cedar Mill according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Mill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cedar Mill driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Mill, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Cedar Mill
What Influences the Cost of Car Insurance in Cedar Mill?
On average, car insurance in Cedar Mill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Mill is 31 minutes, which is about the national average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Mill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Cedar Mill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Mill is $107 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bethany: Insurance costs 2.29% less
- Beaverton: Insurance costs 1.56% more
- Aloha: Insurance costs 3.43% more
- Hillsboro: Insurance costs 1.62% less
- Linnton: Insurance costs 9.75% less
- Tigard: Insurance costs 1.50% less
- Portland: Insurance costs 6.26% less
- Bull Mountain: Insurance costs 0.48% less
- Scholls: Insurance costs 3.61% less
- King City: Insurance costs 1.62% less
Cities with Similar Populations
- Pikeville: Insurance costs 33.69% more
- Metuchen: Insurance costs 15.28% more
- North Babylon: Insurance costs 62.64% more
- North East: Insurance costs 10.77% more
- North Wilkesboro: Insurance costs 26.90% less
- Northfield: Insurance costs 33.33% less
- Norton: Insurance costs 5.35% less
- Okatie: Insurance costs 3.73% less
- Othello: Insurance costs 18.17% less
- Paradise Valley: Insurance costs 13.60% more