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Get Cheap Car Insurance in Central City, Salt Lake City, UT
We monitor insurance prices, helping the average driver in Central City save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Central City
The chart below shows the cheapest car insurance company in Central City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Central City Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $54 |
| Auto-Owners Insurance | $55 |
| Travelers | $64 |
| State Farm | $66 |
Savings for Every Kind of Central City Driver
Based on our extensive insurance data, we know the average Central City driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $461 per year by choosing the right vehicle insurance company. Some Central City residents are paying out over $1,501 extra every year for auto insurance in Central City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central City, Salt Lake City, UT Savings / Yr. |
|---|---|
$461 |
|
$840 |
|
$672 |
|
$847 |
|
$2,225 |
|
$243 |
|
$969 |
Central City Car Insurance vs. Salt Lake City
People living in Central City pay an average of 5.48% more than the typical driver in the state. The average driver in Central City can expect to pay about $833 per year, or $1,501 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Central City for most people.
Car Insurance Prices by Central City Neighborhood
Insurance Prices
Where is insurance cheapest within Central City?
The map shows insurance prices in and around Central City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $196 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,624 to a low of $1,428. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Central City.Pick the Best Car Insurance Company for You in Central City
The best car insurance provider for most drivers in Central City
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $461 over the average Central City car insurance company.
The best car insurance provider for Central City drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $840 over the competition.
The best car insurance company for Central City drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $672 better than other car insurance companies.
The best auto insurance for Central City drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Central City
In Central City, Bear River Mutual costs young drivers $2,225 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central City
Progressive gave the largest car insurance discounts to married couples, averaging $243 saved each year compared to an average Central City couple's premiums.
The cheapest car insurance in Central City for drivers with bad credit
The best Central City car insurance company for customer service
Nationwide was the best company for customer service in Central City according to the NAIC.
Recent price drops
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The cheapest large national provider in Central City
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Central City driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central City, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Central City
What Influences the Cost of Car Insurance in Central City?
On average, car insurance in Central City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central City is 24 minutes, which is about the national average for a driver in the city.
- Utah state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Central City is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central City is $69 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central City Liberty Wells: Insurance costs 2.60% more
- 9th and 9th: Insurance costs 1.33% less
- East Central: Insurance costs 1.40% less
- Downtown: Insurance costs 0.27% less
- The Avenues: Insurance costs 4.06% less
- Capitol Hill: Insurance costs 0.93% more
- People's Freeway: Insurance costs 4.13% more
- Liberty Wells: Insurance costs 0.93% less
- Yalecrest: Insurance costs 6.06% less
- Fairpark: Insurance costs 10.86% more
Neighborhoods with Similar Populations
- Fenton Area: Insurance costs 27.51% more
- Phoebus: Insurance costs 14.12% less
- Daniel Island: Insurance costs 7.99% more
- Southeastern Hills: Insurance costs 40.91% more
- Bridgeland: Insurance costs 18.52% more
- Milwood: Insurance costs 17.39% more
- Alamo Farmsteads-Babcock Road: Insurance costs 25.38% more
- Terrace: Insurance costs 54.76% more
- Southwest Bend: Insurance costs 7.86% less
- South Central Westminster: Insurance costs 37.71% more