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Get Cheap Car Insurance in Chatsworth, CA
We monitor insurance prices, helping the average driver in Chatsworth save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chatsworth
The chart below shows the cheapest car insurance company in Chatsworth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chatsworth Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $76 |
Savings for Every Kind of Chatsworth Driver
Based on our extensive insurance data, we know the average Chatsworth driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $776 per year by choosing the right vehicle insurance company. Some Chatsworth residents are paying out over $2,427 extra every year for auto insurance in Chatsworth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chatsworth, CA Savings / Yr. |
|---|---|
$776 |
|
$1,421 |
|
$1,124 |
|
$1,975 |
|
$1,014 |
|
$440 |
|
$0 |
Chatsworth Car Insurance vs. California
People living in Chatsworth pay an average of 20.87% more than the typical driver in the state. The average driver in Chatsworth can expect to pay about $1,136 per year, or $2,427 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chatsworth for most people.
Car Insurance Prices by Chatsworth Neighborhood
Insurance Prices
Where is insurance cheapest within Chatsworth?
The map shows insurance prices in and around Chatsworth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $557 per year within the city boundaries, with insurance premiums ranging from a high of $2,626 to a low of $2,069. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Chatsworth.Pick the Best Car Insurance Company for You in Chatsworth
The best car insurance provider for most drivers in Chatsworth
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $776 over the average Chatsworth car insurance company.
The best car insurance provider for Chatsworth drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,421 over the competition.
The best car insurance company for Chatsworth drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,124 better than other car insurance companies.
The best auto insurance for Chatsworth drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,975 less each year.
The least expensive car insurance company for new and young drivers in Chatsworth
In Chatsworth, State Farm costs young drivers $1,014 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chatsworth
Progressive gave the largest car insurance discounts to married couples, averaging $440 saved each year compared to an average Chatsworth couple's premiums.
The cheapest car insurance in Chatsworth for drivers with bad credit
The best Chatsworth car insurance company for customer service
Nationwide was the best company for customer service in Chatsworth according to the NAIC.
Recent price drops
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The cheapest large national provider in Chatsworth
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chatsworth driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chatsworth, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chatsworth
What Influences the Cost of Car Insurance in Chatsworth?
On average, car insurance in Chatsworth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chatsworth is 38 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chatsworth are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Chatsworth is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chatsworth is $95 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Northridge: Insurance costs 3.38% more
- Canoga Park: Insurance costs 3.17% more
- Winnetka: Insurance costs 5.15% more
- West Hills: Insurance costs 1.11% less
- Reseda: Insurance costs 5.56% more
- Granada Hills: Insurance costs 0.37% more
- Brandeis: Insurance costs 12.65% less
- Woodland Hills: Insurance costs 2.35% more
- Tarzana: Insurance costs 6.18% more
- Hidden Hills: Insurance costs 4.49% less
Cities with Similar Populations
- Avon: Insurance costs 49.20% less
- Golden: Insurance costs 20.23% less
- Germantown: Insurance costs 40.67% less
- Washington: Insurance costs 43.72% less
- Essex: Insurance costs 13.10% less
- Elmwood Park: Insurance costs 23.07% less
- Eagle Mountain: Insurance costs 38.40% less
- Clifton Park: Insurance costs 9.02% less
- Burlington: Insurance costs 47.96% less
- West Bend: Insurance costs 54.72% less