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Get Cheap Car Insurance in Northridge, CA
We monitor insurance prices, helping the average driver in Northridge save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Northridge
The chart below shows the cheapest car insurance company in Northridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Northridge Insurer | Monthly Cost |
|---|---|
| Metromile | $63 |
| Geico | $71 |
| Progressive | $76 |
| Travelers | $79 |
Savings for Every Kind of Northridge Driver
Based on our extensive insurance data, we know the average Northridge driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $802 per year by choosing the right vehicle insurance company. Some Northridge residents are paying out over $2,509 extra every year for auto insurance in Northridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northridge, CA Savings / Yr. |
|---|---|
$802 |
|
$1,469 |
|
$1,162 |
|
$2,042 |
|
$1,048 |
|
$455 |
|
$0 |
Northridge Car Insurance vs. California
People living in Northridge pay an average of 24.95% more than the typical driver in the state. The average driver in Northridge can expect to pay about $1,175 per year, or $2,509 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Northridge for most people.
Car Insurance Prices by Northridge Neighborhood
Insurance Prices
Where is insurance cheapest within Northridge?
The map shows insurance prices in and around Northridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $618 per year within the city boundaries, with insurance premiums ranging from a high of $2,766 to a low of $2,148. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Northridge.Pick the Best Car Insurance Company for You in Northridge
The best car insurance provider for most drivers in Northridge
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $802 over the average Northridge car insurance company.
The best car insurance provider for Northridge drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,469 over the competition.
The best car insurance company for Northridge drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,162 better than other car insurance companies.
The best auto insurance for Northridge drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,042 less each year.
The least expensive car insurance company for new and young drivers in Northridge
In Northridge, State Farm costs young drivers $1,048 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northridge
Progressive gave the largest car insurance discounts to married couples, averaging $455 saved each year compared to an average Northridge couple's premiums.
The cheapest car insurance in Northridge for drivers with bad credit
The best Northridge car insurance company for customer service
Nationwide was the best company for customer service in Northridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Northridge
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Northridge driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northridge, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Northridge
What Influences the Cost of Car Insurance in Northridge?
On average, car insurance in Northridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Northridge is 40 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northridge are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Northridge is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northridge is $98 per month for minimum coverage and $209 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Granada Hills: Insurance costs 2.91% less
- Chatsworth: Insurance costs 3.27% less
- Reseda: Insurance costs 2.11% more
- Winnetka: Insurance costs 1.71% more
- North Hills: Insurance costs 3.71% more
- Mission Hills: Insurance costs 5.78% less
- Canoga Park: Insurance costs 0.20% less
- Tarzana: Insurance costs 2.71% more
- Van Nuys: Insurance costs 6.74% more
- Panorama City: Insurance costs 1.32% more
Cities with Similar Populations
- Pompano Beach: Insurance costs 27.86% more
- Pasadena: Insurance costs 6.66% less
- Parker: Insurance costs 21.44% less
- Palm Coast: Insurance costs 1.71% less
- Orem: Insurance costs 43.52% less
- Overland Park: Insurance costs 37.39% less
- Paterson: Insurance costs 8.53% less
- Ontario: Insurance costs 10.24% less
- Oxnard: Insurance costs 14.95% less
- Oshkosh: Insurance costs 57.03% less