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Get Cheap Car Insurance in Parker, CO
We monitor insurance prices, helping the average driver in Parker save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Parker
The chart below shows the cheapest car insurance company in Parker for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Parker Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $81 |
| Geico | $83 |
Savings for Every Kind of Parker Driver
Based on our extensive insurance data, we know the average Parker driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Parker residents are paying out over $1,971 extra every year for auto insurance in Parker. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parker, CO Savings / Yr. |
|---|---|
$422 |
|
$753 |
|
$606 |
|
$648 |
|
$1,917 |
|
$508 |
|
$744 |
Parker Car Insurance vs. Colorado
People living in Parker pay an average of 4.31% more than the typical driver in the state. The average driver in Parker can expect to pay about $1,152 per year, or $1,971 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Parker for most people.
Car Insurance Prices by Parker Neighborhood
Insurance Prices
Where is insurance cheapest within Parker?
The map shows insurance prices in and around Parker, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $234 per year within the city boundaries, with insurance premiums ranging from a high of $2,083 to a low of $1,849. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Parker.Pick the Best Car Insurance Company for You in Parker
The best car insurance provider for most drivers in Parker
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $422 over the average Parker car insurance company.
The best car insurance provider for Parker drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $753 over the competition.
The best car insurance company for Parker drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $606 better than other car insurance companies.
The best auto insurance for Parker drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $648 less each year.
The least expensive car insurance company for new and young drivers in Parker
In Parker, State Farm costs young drivers $1,917 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parker
State Farm gave the largest car insurance discounts to married couples, averaging $508 saved each year compared to an average Parker couple's premiums.
The cheapest car insurance in Parker for drivers with bad credit
The best Parker car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parker
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Parker driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parker, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Parker
What Influences the Cost of Car Insurance in Parker?
On average, car insurance in Parker is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parker is 34 minutes, which is a little more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parker are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Parker is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parker is $96 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stonegate: Insurance costs 1.22% more
- Meridian: Insurance costs 6.19% less
- The Pinery: Insurance costs 1.52% less
- Foxfield: Insurance costs 5.73% more
- Lone Tree: Insurance costs 1.57% less
- Castle Pines North: Insurance costs 0.51% less
- Centennial: Insurance costs 1.78% more
- Greenwood Village: Insurance costs 2.54% more
- Castle Rock: Insurance costs 1.52% less
- Ponderosa Park: Insurance costs 0.86% less
Cities with Similar Populations
- Flagstaff: Insurance costs 10.05% less
- Fort Mill: Insurance costs 15.78% less
- Fishers: Insurance costs 38.25% less
- Folsom: Insurance costs 3.81% more
- Fort Lauderdale: Insurance costs 62.61% more
- Fort Collins: Insurance costs 9.49% less
- Fort Myers: Insurance costs 28.41% more
- Garland: Insurance costs 0.41% less
- Flint: Insurance costs 70.22% more
- Denver: Insurance costs 4.52% more