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Get Cheap Car Insurance in Castle Pines North, CO
We monitor insurance prices, helping the average driver in Castle Pines North save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Castle Pines North
The chart below shows the cheapest car insurance company in Castle Pines North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Castle Pines North Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $80 |
| Geico | $83 |
Savings for Every Kind of Castle Pines North Driver
Based on our extensive insurance data, we know the average Castle Pines North driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $420 per year by choosing the right vehicle insurance company. Some Castle Pines North residents are paying out over $1,961 extra every year for auto insurance in Castle Pines North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Castle Pines North, CO Savings / Yr. |
|---|---|
$420 |
|
$749 |
|
$603 |
|
$644 |
|
$1,907 |
|
$505 |
|
$740 |
Castle Pines North Car Insurance vs. Colorado
People living in Castle Pines North pay an average of 3.76% more than the typical driver in the state. The average driver in Castle Pines North can expect to pay about $1,146 per year, or $1,961 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Castle Pines North for most people.
Car Insurance Prices by Castle Pines North Neighborhood
Insurance Prices
Where is insurance cheapest within Castle Pines North?
The map shows insurance prices in and around Castle Pines North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $213 per year within the city boundaries, with insurance premiums ranging from a high of $2,062 to a low of $1,849. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Castle Pines North.Pick the Best Car Insurance Company for You in Castle Pines North
The best car insurance provider for most drivers in Castle Pines North
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $420 over the average Castle Pines North car insurance company.
The best car insurance provider for Castle Pines North drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $749 over the competition.
The best car insurance company for Castle Pines North drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Castle Pines North drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $644 less each year.
The least expensive car insurance company for new and young drivers in Castle Pines North
In Castle Pines North, State Farm costs young drivers $1,907 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Castle Pines North
State Farm gave the largest car insurance discounts to married couples, averaging $505 saved each year compared to an average Castle Pines North couple's premiums.
The cheapest car insurance in Castle Pines North for drivers with bad credit
The best Castle Pines North car insurance company for customer service
Nationwide was the best company for customer service in Castle Pines North according to the NAIC.
Recent price drops
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The cheapest large national provider in Castle Pines North
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Castle Pines North driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Castle Pines North, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Castle Pines North
What Influences the Cost of Car Insurance in Castle Pines North?
On average, car insurance in Castle Pines North is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Castle Pines North is 31 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Castle Pines North are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Castle Pines North is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Castle Pines North is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lone Tree: Insurance costs 1.07% less
- Meridian: Insurance costs 5.71% less
- Louviers: Insurance costs 1.48% less
- Highlands Ranch: Insurance costs 0.20% less
- Stonegate: Insurance costs 1.73% more
- Castle Rock: Insurance costs 1.02% less
- Parker: Insurance costs 0.51% more
- The Pinery: Insurance costs 1.02% less
- Centennial: Insurance costs 2.29% more
- Sedalia: Insurance costs 1.73% less
Cities with Similar Populations
- Berkeley Springs: Insurance costs 26.93% less
- Wimberley: Insurance costs 18.15% less
- Bath: Insurance costs 50.64% less
- Bath: Insurance costs 6.12% more
- Pingree Grove: Insurance costs 25.19% less
- Baxter: Insurance costs 18.97% less
- Pinehurst: Insurance costs 13.62% less
- Gridley: Insurance costs 1.33% more
- Hartsville: Insurance costs 30.19% less
- Belfair: Insurance costs 27.33% less