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Get Cheap Car Insurance in Stonegate, CO
We monitor insurance prices, helping the average driver in Stonegate save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Stonegate
The chart below shows the cheapest car insurance company in Stonegate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Stonegate Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Bristol West | $80 |
| Safeco Insurance | $82 |
| Geico | $84 |
Savings for Every Kind of Stonegate Driver
Based on our extensive insurance data, we know the average Stonegate driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $428 per year by choosing the right vehicle insurance company. Some Stonegate residents are paying out over $1,995 extra every year for auto insurance in Stonegate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stonegate, CO Savings / Yr. |
|---|---|
$428 |
|
$762 |
|
$613 |
|
$656 |
|
$1,941 |
|
$514 |
|
$753 |
Stonegate Car Insurance vs. Colorado
People living in Stonegate pay an average of 5.58% more than the typical driver in the state. The average driver in Stonegate can expect to pay about $1,166 per year, or $1,995 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Stonegate for most people.
Car Insurance Prices by Stonegate Neighborhood
Insurance Prices
Where is insurance cheapest within Stonegate?
The map shows insurance prices in and around Stonegate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $144 per year within the city boundaries, with insurance premiums ranging from a high of $2,048 to a low of $1,904. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Stonegate.Pick the Best Car Insurance Company for You in Stonegate
The best car insurance provider for most drivers in Stonegate
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $428 over the average Stonegate car insurance company.
The best car insurance provider for Stonegate drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $762 over the competition.
The best car insurance company for Stonegate drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $613 better than other car insurance companies.
The best auto insurance for Stonegate drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $656 less each year.
The least expensive car insurance company for new and young drivers in Stonegate
In Stonegate, State Farm costs young drivers $1,941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stonegate
State Farm gave the largest car insurance discounts to married couples, averaging $514 saved each year compared to an average Stonegate couple's premiums.
The cheapest car insurance in Stonegate for drivers with bad credit
The best Stonegate car insurance company for customer service
Recent price drops
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The cheapest large national provider in Stonegate
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Stonegate driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stonegate, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Stonegate
What Influences the Cost of Car Insurance in Stonegate?
On average, car insurance in Stonegate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stonegate is 31 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stonegate are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Stonegate is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stonegate is $97 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meridian: Insurance costs 7.32% less
- Parker: Insurance costs 1.20% less
- Foxfield: Insurance costs 4.46% more
- Lone Tree: Insurance costs 2.76% less
- Centennial: Insurance costs 0.55% more
- Castle Pines North: Insurance costs 1.70% less
- The Pinery: Insurance costs 2.71% less
- Greenwood Village: Insurance costs 1.30% more
- Englewood: Insurance costs 1.40% more
- Highlands Ranch: Insurance costs 1.90% less
Cities with Similar Populations
- Amityville: Insurance costs 36.34% more
- Alpine: Insurance costs 26.27% less
- Algonac: Insurance costs 51.48% more
- Albion: Insurance costs 47.87% more
- Orient: Insurance costs 40.55% less
- Pacific: Insurance costs 7.12% less
- Oxford: Insurance costs 24.06% less
- Oroville East: Insurance costs 4.26% less
- Orosi: Insurance costs 2.11% more
- Palmerton: Insurance costs 29.72% less