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Get Cheap Car Insurance in Chinatown, Los Angeles, CA
We monitor insurance prices, helping the average driver in Chinatown save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chinatown
The chart below shows the cheapest car insurance company in Chinatown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chinatown Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| Geico | $73 |
| Progressive | $78 |
| Travelers | $80 |
Savings for Every Kind of Chinatown Driver
Based on our extensive insurance data, we know the average Chinatown driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some Chinatown residents are paying out over $2,567 extra every year for auto insurance in Chinatown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chinatown, Los Angeles, CA Savings / Yr. |
|---|---|
$821 |
|
$1,503 |
|
$1,189 |
|
$2,089 |
|
$1,072 |
|
$465 |
|
$0 |
Chinatown Car Insurance vs. Los Angeles
People living in Chinatown pay an average of 27.82% more than the typical driver in the state. The average driver in Chinatown can expect to pay about $1,202 per year, or $2,567 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chinatown for most people.
Car Insurance Prices by Chinatown Neighborhood
Insurance Prices
Where is insurance cheapest within Chinatown?
The map shows insurance prices in and around Chinatown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,656 to a low of $2,394. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Chinatown.Pick the Best Car Insurance Company for You in Chinatown
The best car insurance provider for most drivers in Chinatown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $821 over the average Chinatown car insurance company.
The best car insurance provider for Chinatown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,503 over the competition.
The best car insurance company for Chinatown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,189 better than other car insurance companies.
The best auto insurance for Chinatown drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,089 less each year.
The least expensive car insurance company for new and young drivers in Chinatown
In Chinatown, State Farm costs young drivers $1,072 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chinatown
Progressive gave the largest car insurance discounts to married couples, averaging $465 saved each year compared to an average Chinatown couple's premiums.
The cheapest car insurance in Chinatown for drivers with bad credit
The best Chinatown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Chinatown
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chinatown driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chinatown, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chinatown
What Influences the Cost of Car Insurance in Chinatown?
On average, car insurance in Chinatown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chinatown is 41 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chinatown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Chinatown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chinatown is $100 per month for minimum coverage and $214 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Civic Center Little Tokyo: Insurance costs 4.21% less
- Central City East: Insurance costs 2.22% less
- Wholesale District-Skid Row: Insurance costs 1.44% more
- Downtown Los Angeles: Insurance costs 0.62% less
- New Downtown: Insurance costs 7.91% less
- Lincoln Heights: Insurance costs 3.66% less
- Echo Park: Insurance costs 4.67% less
- Montecito Heights: Insurance costs 3.39% less
- Fashion District: Insurance costs 1.91% more
- South Park: Insurance costs 2.57% less
Neighborhoods with Similar Populations
- Serrano Village: Insurance costs 20.76% less
- Vista Creek: Insurance costs 10.67% less
- Devon-Walnut Beach: Insurance costs 18.19% less
- Sherwood-Tualatin North: Insurance costs 38.45% less
- Allandale: Insurance costs 31.20% less
- Interbay: Insurance costs 36.38% less
- Indian Hills-Stonewall Estates-Monticello: Insurance costs 20.18% less
- Woodlawn Hayattsville: Insurance costs 8.92% less
- Five Oaks: Insurance costs 32.37% less
- Yorkmount: Insurance costs 46.08% less