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Get Cheap Car Insurance in Chino Hills, CA
We monitor insurance prices, helping the average driver in Chino Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chino Hills
The chart below shows the cheapest car insurance company in Chino Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chino Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Chino Hills Driver
Based on our extensive insurance data, we know the average Chino Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $703 per year by choosing the right vehicle insurance company. Some Chino Hills residents are paying out over $2,200 extra every year for auto insurance in Chino Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chino Hills, CA Savings / Yr. |
|---|---|
$703 |
|
$1,289 |
|
$1,019 |
|
$1,790 |
|
$919 |
|
$399 |
|
$0 |
Chino Hills Car Insurance vs. California
People living in Chino Hills pay an average of 9.57% more than the typical driver in the state. The average driver in Chino Hills can expect to pay about $1,030 per year, or $2,200 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chino Hills for most people.
Car Insurance Prices by Chino Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Chino Hills?
The map shows insurance prices in and around Chino Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $300 per year within the city boundaries, with insurance premiums ranging from a high of $2,390 to a low of $2,090. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Chino Hills.Pick the Best Car Insurance Company for You in Chino Hills
The best car insurance provider for most drivers in Chino Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $703 over the average Chino Hills car insurance company.
The best car insurance provider for Chino Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,289 over the competition.
The best car insurance company for Chino Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,019 better than other car insurance companies.
The best auto insurance for Chino Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,790 less each year.
The least expensive car insurance company for new and young drivers in Chino Hills
In Chino Hills, State Farm costs young drivers $919 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chino Hills
Progressive gave the largest car insurance discounts to married couples, averaging $399 saved each year compared to an average Chino Hills couple's premiums.
The cheapest car insurance in Chino Hills for drivers with bad credit
The best Chino Hills car insurance company for customer service
Nationwide was the best company for customer service in Chino Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Chino Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chino Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chino Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chino Hills
What Influences the Cost of Car Insurance in Chino Hills?
On average, car insurance in Chino Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chino Hills is 49 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chino Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Chino Hills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chino Hills is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chino: Insurance costs 0.05% more
- Diamond Bar: Insurance costs 1.50% more
- Pomona: Insurance costs 3.73% more
- Yorba Linda: Insurance costs 2.41% less
- Montclair: Insurance costs 3.18% more
- Ontario: Insurance costs 2.36% more
- Eastvale: Insurance costs 0.95% less
- Walnut: Insurance costs 2.55% more
- Rowland Heights: Insurance costs 3.18% more
- Brea: Insurance costs 1.68% less
Cities with Similar Populations
- Rockford: Insurance costs 27.82% less
- Rochester Hills: Insurance costs 38.50% more
- Queen Creek: Insurance costs 17.64% less
- Provo: Insurance costs 34.55% less
- Rancho Cordova: Insurance costs 2.64% less
- Racine: Insurance costs 43.86% less
- Rancho Cucamonga: Insurance costs 0.23% more
- Rio Rancho: Insurance costs 25.59% less
- Queens: Insurance costs 53.86% more
- Orange: Insurance costs 2.41% less